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HDFC ERGO General Insurance invites applications for Senior Executive - Risk and Loss Mitigation in Indore. The role focuses on investigation management, claim investigation, vendor management, and cost containment through data-driven analysis.
The incumbent will coordinate with claims teams, ensure ethics and compliance, perform field verifications, and prepare management reports highlighting findings and recommended improvements in claim processing and risk mitigation.
HDE/JC/17436
Posted On 11 Aug 2026
End Date 11 Aug 2027
Required Experience 1 - 5 years
Basic Section
New Job Title Senior Executive - Risk and Loss Mitigation
No. Of Openings 1
Grade JM1
Campus/Non Campus Non Campus
Employment Type Permanent
Organisational
Company HDFC ERGO General Insurance
Legal Entity HDFC ERGO General Insurance
SBU/ Channel Enabling Function
Business Function Risk and Loss Mitigation
Cost Center Risk and Loss Mitigation
Cost Center Code 1671
Department Risk and Loss Mitigation
Function Risk and Loss Mitigation
Business Zone NA
Job Role TM-FCI
Country India
Region West
Branch Code 2403
Type of Office Branch
Graduation
Investigation mangement ? Claim Investigation Allocation of assigned claims to respective vendors with case relevant triggers ? Follow up for IR and TAT management ? Level 1 QC clearance & validate the submissions against shared triggers ? Success in claim investigation based upon strong medical & legal evidences ? Preparing reports based on findings and observations and guide / Gathering and Analyzing the facts and ? Developing & creating evidence which stands in court of law ? Report submission and coordination with claims team. ? Evidence Matrix Assurance Ascertain evidence quality as per matrix Validate each & every evidence with the case triggers ? Escalation Management ? Payment reconciliation with Vendors Project tracking Vendor Management Vendor Empanelment & Training & Development ? Ensure the ethics and compliance during managing the external investigators and self- investigation of cases ? Vendor Payment Reconciliation ? Handling physical verification, field visits to hospitals, pharmacies, diagnostic centers etc, collect evidences and report for further action to Insurers, Corporates etc. ? Analyze data on utilization, outcomes and costs to determine trends and identify problem areas. ? Present findings to the management, which may include reviews, proposed solutions, and implementation of long- and short-term solutions for improvements in claim processing and cost savings. ? Desktop Investigation Trigger identification through data at intimation/Referral stage ? Social media searches ? Cold calling using digital platforms Identify key business people, link analysi