Credit Risk Analyst

Hector And Streak Consulting; Mumbai; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Mutual Fund Company is seeking a Credit Risk Analyst to evaluate credit risk, assess macroeconomic impact, and support investment decisions with a rigorous mix of quantitative and qualitative analysis. The role involves monitoring financial health, exiting strategies, and regulatory compliance within a dynamic investment portfolio.

The ideal candidate will have 6+ years in credit risk analysis, strong proficiency in Excel and Power BI, and hands-on experience with risk modeling tools relevant to

Qualifications

• Minimum 6+ years of experience in credit risk analysis.
• Proficiency in Excel, Power BI, and risk modeling tools relevant to early-stage investments.

Responsibilities

• Evaluate business by analyzing founder background and integrity, business model viability, historical and expected performance to determine investment integrity.
• Assess financial projections, stress situations and perform fundamental credit analysis of counterparties using both quantitative and qualitative factors.
• Analysing balance sheet, P&L statements and understanding different financial models.
• Monitoring covenants, capital structure, credit quality and collaterals.
• Monitor macroeconomic trends, sector dynamics, and regulatory developments to understand external risk factors affecting investments.
• Integrate both qualitative and quantitative insights into risk assessments to support sound investment decisions and portfolio construction.

Skills

Excel

Power BI

Risk modeling

Education

Finance degree or professional certifications (CA, CFA, FRM)

Tools

Risk modeling tools

Job description

Hi,

Greetings,

The position is with Mutual Fund Company and they are looking for Creit Risk Analyst

Role Summary

The Risk Analyst will play a critical role in evaluating and overseeing credit risk. This position requires a strong understanding of financial health analysis, exit strategy risk evaluation, and macroeconomic impact assessment. The candidate will be expected to apply a comprehensive approach to credit risk assessment, integrating both quantitative and qualitative factors to support sound investment decisions, portfolio monitoring, and regulatory compliance.

Responsibilities & Expectations

• Evaluate business by analyzing founder background and integrity, business model viability, historical and expected performance to determine investment integrity.
• Assess financial projections, stress situations and perform fundamental credit analysis of counterparties using both quantitative and qualitative factors.
• Analysing balance sheet, P&L statements and understanding different financial models.
• Monitoring covenants, capital structure, credit quality and collaterals.
• Monitor macroeconomic trends, sector dynamics, and regulatory developments to understand external risk factors affecting investments.
• Integrate both qualitative and quantitative insights into risk assessments to support sound investment decisions and portfolio construction.

Qualifications

• Bachelors or Masters degree in Finance, CA, CFA, FRM.
• Minimum 6 plus years of experience in credit risk analysis.
• Proficiency in Excel, Power BI, and risk modeling tools relevant to early-stage investments.