Senior Credit Analyst

Crisil; Maharashtra; On-site; INR 800,000 - 1,500,000; Full time

Job summary

Crisil is seeking a candidate for Fixed Income Credit Research focused on the Financials sector. The role includes credit surveillance, deal evaluation, and active collaboration with a Senior Analyst. Candidates should have experience in credit research, strong financial modeling skills, and understand key financial credit metrics. Ideal for those who thrive in high-pressure, collaborative settings. The position is based in Maharashtra, India.

Qualifications

• Experience in Fixed Income Credit Research, preferably covering Financials.
• Understanding of Investment Grade/High Yield credit metrics.
• Strong financial modeling skills and ability to meet tight deadlines.
• Comfortable in collaborative setups with senior stakeholders.

Responsibilities

• Provide credit research coverage for Financial sector issuers.
• Analyze daily primary market activity and support evaluation.
• Incorporate earnings results into credit notes and models.
• Maintain credit models and ensure accurate research outputs.
• Engage closely with the Senior Analyst on credit views.

Skills

Fixed Income Credit Research

Financial modeling

Analytical skills

Writing skills

Collaboration

Job description

Role Summary

Seeking a candidate to support Fixed Income Credit Research focused on the Financials sector. The role involves ongoing credit surveillance, new-issue support, and integrating company earnings updates into credit views, reports, and models, with close day-to-day interaction with a Senior Analyst.

Key Responsibilities

• Provide credit research coverage/support for Financial sector issuers across Investment Grade and High Yield; may also support coverage of a smaller book of equity names for the same issuers.
• Track and analyze daily primary market (new issuance) activity; support deal evaluation, pricing context, and issuer-level updates.
• Incorporate earnings results, guidance, and key disclosures into credit notes, surveillance reports, and financial/credit models.
• Maintain and update credit models, comparable analysis, and issuer dashboards; ensure timely and accurate research outputs.
• Work in deep engagement with the Senior Analyst through frequent calls and interactive collaboration on credit views, catalysts, and recommendations.

Requirements

• Experience in Fixed Income Credit Research, preferably covering Financials (banks, insurers, brokers/asset managers, etc.).
• Understanding of IG/HY credit, capital structures, and key financial-sector credit metrics.
• Strong financial modeling, writing, and analytical skills; ability to deliver under tight timelines.
• Comfortable working in a highly collaborative setup with regular direct interaction with senior stakeholders.