Senior Business Analyst - Modelling & Quantitative Analytics

PassFort; Bengaluru; On-site; INR 1,000,000 - 1,600,000; Full time

Job summary

Moody’s Bangalore office is seeking a quantitative analyst with a strong background in modeling and credit risk to join the Modeling & Quantitative Analytics Group. The role involves developing, documenting, and maintaining rating models and scorecards, and drafting requirements for end-to-end processes.

You will train teams and respond to regulatory requests as needed. You will mentor junior analysts and coordinate software updates for approval, contributing to Moody’s robust risk analytics

Qualifications

• We are looking for a strong quantitative background with experience in model development and documentation.
• Experience documenting financial models or scorecards such as credit risk or structured finance is a plus.
• Ability to draft requirements for end-to-end model development and respond to regulatory requests.
• Good coding and development skills in VBA and Excel are advantageous.

Responsibilities

• We are looking for an individual with a strong quantitative background to join the Modeling & Quantitative Analytics Group, which is responsible for all the models and scorecards used in the rating process and verification
• This is a good opportunity for someone with interest in model development to join a growing team where you will be expected to work on documentation, training, oversight and maintenance of the rating agency’s Credit Rating Models and Credit Rating Scorecards. You will also be expected to help draft requirements for the end-to-end model and scorecard development process and respond to requests from the Methodology Review Group and external regulators
• Develop in-depth knowledge of our Moody’s Credit Rating Models and Credit Rating Scorecards
• Draft and review Model Specification Documents to ensure completeness and consistency
• Create user guides and provide user training on new and existing Credit Rating Models and Credit Rating Scorecards
• Assist model co-ordinators drafting requirements for the end-to-end process for new model and scorecard developments
• Prepare and co-ordinate responses to model and scorecard related requests from external and internal parties, e.g. model support, regulatory requests
• Mentor junior team members in the Business Analysts team
• Lead efforts and co-ordination around submissions of software updates for approval with the Methodology Review Group and co-ordinate with Risk Process Oversight for documentation of model errors
• Lead efforts on professional training of models and scorecards for rating teams and other analytical teams. You will also be expected to help rating teams to understand model and scorecard results as needed

Skills

Model development

Quantitative analytics

Communication

Fixed income knowledge

Credit risk models

VBA & Excel

Education

MSc in Economics/Finance/Statistics/Financial Engineering/Mathematics

Tools

VBA

Excel

Job description

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

Skills And Competencies

• 3 to 5 years of working experience in understanding model development including model design and implementation
• Highly organized and efficient, with ability to multi-task and handle multiple projects
• Strong oral and written communication skills, able to communicate clearly and succinctly
• Understanding of fixed income; understanding of structured finance is a plus
• Experience developing and/or documenting financial models and/or scorecards – credit risk, credit derivatives or structured finance a strong plus
• Good coding and development skills in VBA and Excel a plus

Education

• MSc in relevant areas such as Economics, Finance, Statistics, Financial Engineering, Mathematical Finance, Mathematics

Responsibilities

• We are looking for an individual with a strong quantitative background to join the Modeling & Quantitative Analytics Group, which is responsible for all the models and scorecards used in the rating process and verification
• This is a good opportunity for someone with interest in model development to join a growing team where you will be expected to work on documentation, training, oversight and maintenance of the rating agency’s Credit Rating Models and Credit Rating Scorecards. You will also be expected to help draft requirements for the end-to-end model and scorecard development process and respond to requests from the Methodology Review Group and external regulators
• Develop in-depth knowledge of our Moody’s Credit Rating Models and Credit Rating Scorecards
• Draft and review Model Specification Documents to ensure completeness and consistency
• Create user guides and provide user training on new and existing Credit Rating Models and Credit Rating Scorecards
• Assist model co-ordinators drafting requirements for the end-to-end process for new model and scorecard developments
• Prepare and co-ordinate responses to model and scorecard related requests from external and internal parties, e.g. model support, regulatory requests
• Mentor junior team members in the Business Analysts team
• Lead efforts and co-ordination around submissions of software updates for approval with the Methodology Review Group and co-ordinate with Risk Process Oversight for documentation of model errors
• Lead efforts on professional training of models and scorecards for rating teams and other analytical teams. You will also be expected to help rating teams to understand model and scorecard results as needed

About The Team

Our Credit Strategy and Standards – Modelling & Quantitative Analytics / Design and Analytics team is responsible for the development and maintenance of credit rating models used in the rating process.

We contribute to Moody’s by designing and implementing robust quantitative model logic, ensuring consistency and comparability across the modelling suite, and strengthening analytical capabilities as we grow our team presence in Bangalore. Our team combines quantitative modelling expertise with strong business analysis capabilities, working across the full model lifecycle from requirements and business logic specification through implementation, testing, release, training, and user support. We partner closely with methodology, verification, technology, and rating teams to deliver high-quality analytical solutions and drive continuous process improvement.

By joining our team, you will be part of exciting work in quantitative modelling and credit risk analytics within a global ratings organization, with increasing collaboration across regions and a growing footprint in our Bangalore office. You will have the opportunity to work on a wide range of Moody’s credit rating models, scorecards, analytical tools, and strategic initiatives that support Moody's evolving analytical and digital capabilities.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.