Senior Auditor (FinCrime)

Internationalinsuranceprofessionals; Gurugram District; Hybrid; INR 900,000 - 1,400,000; Full time

Benefits offered by this job

Competitive base salary

Bonus incentives

Hybrid/onsite/virtual arrangements

Career development and training

Job summary

American Express is seeking a Senior Auditor for its Internal Audit Group. You will assess regulatory, operational, financial, and technological risks, ensuring compliance with evolving regulations and strengthening internal controls.

The role emphasizes data analytics, critical thinking, and effective challenge throughout the audit lifecycle. Working with a global team, you will contribute to risk-based coverage, draft audit documentation, and collaborate with stakeholders to drive sustainable

Qualifications

• 5+ years of audit experience.
• Experience at a Big Four / G-SIB is preferred.
• Strong written and verbal communication skills.
• Ability to work independently and with cross-functional teams.
• Knowledge of data analysis, risk controls and regulatory practices.

Responsibilities

• Participate as a key team member on audit projects, documenting processes under review, developing workpapers, and executing audit tests in line with procedures.
• Assist Senior Managers/Managers in audit tasks in line with Internal Audit policies and regulatory expectations throughout the audit lifecycle.
• Review prior audit results and assist in walkthroughs, using thoughtful questions and critical thinking.
• Execute audit tests and document results to evaluate control design and effectiveness.
• Identify and elevate issues; draft audit issue documentation.
• Understand the business model, products, services, and organizational units.
• Draft test steps, audit findings, and audit reports as needed with guidance.

Skills

Audit experience

Regulatory knowledge

Data analytics literacy

Communication skills

Tools

Copilot Studio

Copilot extensibility

OpenAI APIs

GPT platforms

AI development tools

Job description

Job Description

About the Internal Audit Group at American Express

Our Internal Audit Group is a worldwide function with 300+ team members and offices across nine countries within American Express. Our mission is to protect and enhance organizational value by providing independent, objective, risk-based assurance, advisory services and to influence the way the company manages risk.

We are committed to growing our audit staff significantly as we continue to expand and enhance the Internal Audit Group. Our assurance and risk professionals have diverse backgrounds including internal controls, consumer compliance, technology, operational risk, financial accounting, data analytics, and banking operations. Our audit teams align to key risk areas and business units to ensure IAG can provide comprehensive and risk-based audit coverage. In addition, IAG has a Professional Practices group responsible for managing audit operations, quality, and standards; regulatory relations; reporting; training and professional development; and key internal capabilities and technologies.

About the Role

Our Internal Audit group is seeking a Senior Auditor to assess compliance, operational, financial, and technological risks, ensure compliance with regulations (eg. Bank secrecy act, AML, US related financial crimes regulations), and improve internal controls. The ideal candidate will have strong problem-solving skills, excellent attention to detail, and the ability to utilize effective challenge when conducting audit work.

Responsibilities

Key Responsibilities

• Participate as a key team member on audit projects, independently owning audit tasks such as documenting processes under review, developing workpapers, and executing audit tests in accordance with policies and procedures
• Assist Senior Managers / Managers in the execution of assigned audit tasks in line with American Express' Internal Audit procedures, internal policies and standards, and regulatory expectations throughout the audit lifecycle with guidance; maintain audit proficiency through ongoing professional development, including data analytics literacy skills, technology, and banking best practices
• Review prior audit results and relevant business monitoring materials to support Audit Planning activities; executes and actively participates in walkthroughs by asking thoughtful questions, leveraging effective challenge and critical thinking
• Execute audit tests (e.g., process, governance, oversight testing) and clearly document test results in accordance with internal policies and procedures to evaluate the control design and effectiveness; draft work papers, demonstrating the ability to use automated work papers and other department and company tools
• Identify and elevate issues as appropriate throughout testing and audit execution; draft audit issue documentation
• Develop an understanding of American Express' business model, products, services, and organizational units
• Document and evaluate audit observations and findings; support routine client status meetings, audit request, and other administrative tasks
• Understand how corrective actions / Management Action Plans (MAPs) are impactful and sustainable; execute validation of MAPs
• Communicate task status, roadblocks, challenges, and potential solutions to Senior Managers/Managers and leadership as appropriate
• Demonstrate ability to work proactively and take initiative on next steps
• Provide guidance to staff auditors and review and provide feedback on work as appropriate
• Understand how to draft test steps, audit findings, and the audit report and drafts as needed with guidance

Qualifications

Minimum Qualifications

Candidate should have prior experience of working in Financial Crime and an understanding of emerging regulations and their impact on control practices.

• 5+ years of audit experience
• Prior experience working at a Big Four / G-SIB
• Demonstrates strong written and verbal communication skills to deliver deliverables with quality
• Works independently, within the team and across various teams in a fast-paced environment to drive business results, employing creative thinking, and the ability to work on competing priorities
• Learns how to break-down problems into components, and solve using data analysis, process, risk control knowledge, and experience to drive risk-based conclusions and decisions
• Develops knowledge and experience in applying control theory and professional auditing practices throughout the audit lifecycle
• Develops understanding of regulations, regulatory risks, accounting, and financial industry best practices, including technology and data implications

Preferred Qualifications

• Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), information systems / technology, and scorecards / dashboards, etc.
• Interest in working with data, interpreting results, analytic best practices and experience with data analytics tools and data visualization.
• Experience with Microsoft Copilot Studio, Microsoft 365 Copilot extensibility, OpenAI APIs, custom GPT platforms, agent frameworks, or comparable generative AI development tools.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.