Senior Associate – Risk Monitoring – Mid Market Corenza

The Corporate Institute; Mumbai; Vor Ort; INR 2.000.000 - 4.000.000; Vollzeit

Zusammenfassung

The Corporate Institute is seeking a Senior Associate to join its Risk Monitoring team in Mumbai. The role focuses on credit risk and monitoring in the Mid-Market segment, involving pre- and post-investment analysis and stakeholder coordination.

You will conduct due diligence, monitor credit risk, visit partner sites, and propose mitigation measures while preparing timely risk analysis reports for governance and investment committees.

Qualifikationen

• MBA in Finance from Top-20 Institution or CA (all levels passed) / Master’s in Finance or Commerce.
• CFA Charter or FRM certification would be a significant advantage.
• 7–9 years of total professional experience in credit analysis, credit research, or corporate finance.

Aufgaben

• Pre-Investment: Due diligence on Business Model and Operations, Financial and Governance Aspects.
• Post-investment: Periodic credit analysis & risk monitoring of partner companies in Mid-Market – Emerging Corporates.
• Visiting partners and interacting with top management to understand business model and identify risk areas.
• Recommend measures to mitigate risks and monitor progress.
• Perform periodic credit analysis for client onboarding approvals, limit enhancements, and setting covenants on Term-sheets across products.
• Contribute to understanding of asset classes with sector focus; participate in due diligences and credit committee meetings.
• Monitor sector risks and coordinate with investors, credit bureaus, and other stakeholders.

Kenntnisse

Financial analysis

Oral and written communication

Financial statement analysis

Business plan analysis

Governance evaluation

Operations analysis

Analytical skills

Product knowledge

MS Office

Risk reporting

Travel readiness

Ausbildung

MBA in Finance

CA (all levels passed)

Master’s in Finance or Commerce

CFA Charter

FRM certification

Tools

MS Office

Jobbeschreibung

About Company

The Employer is a diversified financial services platform in India focused on addressing the evolving credit needs of individuals and businesses across varied markets.

Its technology-led operations, broad geographic presence, and risk-focused approach enable it to deliver multiple financial solutions efficiently across diverse customer segments.

Job Description

Job objective: Looking for a Senior Associate to join its Risk Monitoring team.

Primary responsibility will be towards credit risk and monitoring in the Mid-Market segment.

Key Responsibilities

• Pre-Investment: Due diligence on Business Model and Operations, Financial and Governance Aspects.
• Post-investment: Periodic credit analysis & risk monitoring of partner companies in Mid-Market segment – Emerging Corporates reporting on Early warning signals or signs of deterioration in Credit risk.
• Visiting partners and interacting with their top management and functional team to understand business model and identify potential risk areas.
• In case of risks identified, more recommendations on possible measures to mitigate risks through incremental and monitor progress.
• Performing periodic credit analysis for client onboarding approvals, limit enhancements, setting covenants on Term-sheets across products.
• Adding to the body of understanding of asset classes in which Northern Arc is working with a focus on identified sectors, by participating in due diligences with Business origination team participating in credit committee meetings, research, blogs or any secondary study.
• Monitoring sector level risks and recommending necessary course of action at an entity and sector level as well as engaging with other stake holders such as the investors, credit bureaus, etc.

Skills & Qualification

Experience

• At least 7 – 9 years of total professional experience in credit analysis, credit research, or corporate finance (Banks, NBFCs, Investment Funds, or rating agencies).
• Candidates with prior lending experience would be preferred.

Minimum Qualifications

• MBA in Finance from Top-20 Institution/ CA (all levels passed) / Master’s in Finance or Commerce.
• A CFA Charter or FRM certification would be considered a significant advantage.

Requirements

• Financial analysis skills to analyze partner entities in Mid-Market Space – Emerging Corporates.
• Excellent oral and written communication skills.
• Technical Skills: Financial Statement Analysis, Business plan Analysis, Evaluation of Management & Governance, Operations etc.
• Detail-oriented, good prioritization skills, pro-active and, goal-oriented.
• Strong analytical skills.
• Good understanding of products.
• Working knowledge of MS-Office tools.
• Ability to provide clear, succinct, and timely risk analysis reports.
• Willingness to travel to client location to understand business and operational model.
• Experience of and ability to stretch oneself, work under pressure, handle multiple assignments simultaneously and deliver on deadlines.
• Strong work ethic, positive attitude, self-motivated individual having an ability to work individually and as part of a team.

Mandatory Requirement

• Primary Job Profile Credit.
• Technical Skills Risk assessment.
• Risk Mitigation.