Senior Associate, Product Manager PLAP, Consumer Banking Group

DBS Bank Ltd; Mumbai City; Sur place; INR 1 500 000 - 2 200 000; Plein temps

Résumé du poste

DBS Bank Ltd seeks a Product Manager to lead the LAP portfolio, shaping product strategy and market initiatives in Mumbai. You will work with Sales, Credit, Operations, Legal, Compliance, and Marketing to ensure successful delivery and adoption of secured lending solutions.

The role emphasizes strong analytical skills, stakeholder influence, and a deep understanding of the Indian consumer lending landscape, with a focus on risk management and regulatory alignment.

Qualifications

• 5+ years of product management experience in banking/financial services.
• Proven experience with Loan Against Property (LAP) or secured lending products.

Responsabilités

• Develop and execute LAP product strategy aligned with business goals and market trends.
• Collaborate with Sales, Credit, Operations, Legal, Compliance, and Marketing to deliver products.
• Drive funnel efficiency through process improvements and measure customer satisfaction.
• Coordinate with Risk and Compliance to assess and mitigate LAP-related risks.

Connaissances

Analytics

Communication

Regulatory knowledge

Stakeholder management

Multi-project management

Formation

Bachelor's degree in Business Administration, Finance, Marketing

MBA or equivalent

Description du poste

Key Responsibilities

• Product Strategy, Market analysis:

  • Develop and execute a comprehensive product strategy for the LAP portfolio, aligning with overall business objectives and market trends.
  • Conduct in-depth market research and competitive analysis to identify growth opportunities and adoption of best practices
  • Monitor and analyze key performance indicators (KPIs) such as portfolio growth, disbursals, asset quality, customer acquisition channels, and profitability
  • Perform reject analysis on cases dropped by credit to identify trends and areas for process improvement.

• Stakeholder Management & On-ground Support:

  • Collaborate closely with various internal stakeholders including Sales, Credit, Operations, Legal, Compliance, and Marketing teams to ensure seamless product delivery and support.
  • Provide on-ground support to sales teams, branches and other relevant stakeholders to facilitate product understanding and address operational challenges.
  • Work with the Sales team to develop effective sales strategies, training programs, and marketing collateral
  • Engage with external partners and vendors as needed to enhance product capabilities and service delivery.

• Process Improvement & Funnel Efficiency:

  • Work on implementing new processes to drive funnel efficiency and improve conversion rates.
  • Gather customer feedback and insights to inform product enhancements and ensure high levels of customer satisfaction.

• Risk & Compliance:

  • Ensure compliance with relevant regulatory guidelines, internal policies, and risk management frameworks
  • Work with Risk and Compliance teams to assess and mitigate risks associated with the LAP portfolio.

Qualifications

• Education: Bachelor’s degree in Business Administration, Finance, Marketing, or a related field. An MBA or equivalent advanced degree is preferred.

• Experience:

  • 5+ years of experience in product management within the banking or financial services industry, with a strong focus on secured lending .
  • Proven experience in managing Loan Against Property (LAP) or secured lending products is essential.

• Skills:

  • Strong analytical and problem-solving skills, with the ability to interpret complex data and make data-driven decisions.
  • Excellent communication, presentation, and interpersonal skills, with the ability to influence and collaborate with diverse stakeholders.
  • In-depth understanding of the Indian consumer lending market, regulatory environment, and competitive landscape.
  • Ability to manage multiple projects simultaneously in a fast-paced environment.

Location:

Regional Office Mumbai

Job:

Product Management

Schedule:

Regular

Employee Status:

Full time