Senior Associate

Vivriti Capital; Mumbai; On-site; INR 1,800,000 - 2,800,000; Full time

Job summary

Vivriti Capital is seeking a Legal Associate/Senior Associate to support the legal team in financing, structured finance and capital market transactions, ensuring compliance with RBI regulations, the Companies Act, SEBI and related frameworks.

The role requires 2-4 years PQE in banking/finance law and strong drafting, analytical and collaboration skills to deliver timely legal support across cross-functional teams. Mumbai-based, full-time position.

Qualifications

• 2–4 years PQE in banking/financing/finance law.
• Experience with RBI, Companies Act, SEBI, FEMA and related regulations.
• Experience drafting and negotiating financing and security documents.

Responsibilities

• Draft, review, negotiate and finalise financing and transaction documents, including facility agreements and security documents.
• Conduct and support legal due diligence, review title reports and legal opinions, and assist in conditions precedent/subsequent.
• Monitor developments under RBI regulations, Companies Act, SEBI regulations, SARFAESI, IBC, FEMA and related laws.
• Develop, standardise and improve legal templates, SOPs and checklists to improve efficiency.
• Maintain organised legal records, document repositories and transaction trackers with confidentiality.
• Collaborate with business, credit, operations, compliance and other teams to resolve legal issues.
• Support timely execution of lending, structured finance and capital market transactions with minimal supervision.

Skills

Banking & finance law

Drafting & negotiation

Regulatory compliance

Legal due diligence

Contract management

Attention to detail

Job description

The Legal Associate/Senior Associate shall support the legal team in providing timely and practical legal advise to facilitate the company's lending, structured finance and capital market transactions while safeguarding its legal and regulatory interests. The role encompasses providing legal advisory support, conducting legal due diligence, drafting, reviewing and negotiating financing and security documentation, coordinating with external counsel, supporting end-to-end transaction execution and ensuring compliance with applicable laws, including RBI regulations, the Companies Act, SEBI regulations, SARFAESI, the Insolvency and Bankruptcy Code (IBC), FEMA and other applicable regulatory frameworks.

Success in this role requires a strong understanding of finance and corporate laws, excellent drafting and analytical skills and the ability to deliver high-quality legal support within agreed timelines.

Key Responsibilities

• Draft, review, negotiate and finalise financing and transaction documents, including sanction letters, facility agreements, security documents, guarantees, escrow agreements, inter-creditor arrangements, assignment documents, debenture documents and other ancillary transaction documentation, and support transaction closing, security creation and perfection.
• Conduct and support legal due diligence, review title reports and legal opinions, identify legal and regulatory risks, and assist in the fulfilment of conditions precedent and conditions subsequent for financing transactions.
• Monitor developments under RBI regulations, the Companies Act, SEBI regulations, SARFAESI, IBC, FEMA and other applicable laws, regulations and judicial precedents, and proactively disseminate relevant legal and regulatory updates to internal stakeholders.
• Develop, standardise and continuously improve legal templates, documentation, SOPs, checklists and approval processes to enhance consistency, reduce turnaround time and improve operational efficiency.
• Maintain organised legal records, document repositories and transaction trackers while ensuring strict confidentiality, data integrity and compliance with internal governance standards.
• Collaborate effectively with business, credit, operations, compliance, finance and other cross-functional teams to resolve legal issues, support strategic initiatives and facilitate efficient transaction execution.
• Support the legal team in the timely execution of lending, structured finance and capital market transactions with minimal supervision

Core Competencies

• Strong understanding of banking, finance and corporate laws.
• Excellent drafting, reviewing and negotiation skills.
• Attention to detail and commitment to quality.
• Effective written and verbal communication skills.
• Ability to manage multiple transactions and work within tight timelines.
• High standards of integrity, ownership, accountability and professional ethics.

Desired PQE

2-4 years

Prior experience: Private banks/NBFCs/Law Firms/AIFs