Senior Analyst - Treasury

Nium; Mumbai; On-site; INR 1,000,000 - 1,200,000; Full time

Job summary

A leading fintech firm in Mumbai is seeking an experienced Senior Analyst for their Treasury Operations team. This crucial role involves managing funding activities, conducting data analysis, and ensuring operational compliance in a fast-paced environment. The ideal candidate will have 3-6 years of experience in Treasury or Payments Operations, with strong analytical skills and familiarity with relevant regulatory frameworks. The company offers a competitive package within a supportive and inclusive workplace.

Qualifications

• 3-6 years of experience in Treasury Operations or related financial services role.
• Experience in a fintech or Payment Institution environment.
• Strong communication skills to present complex information clearly.

Responsibilities

• Support daily BAU activities in Treasury Operations.
• Manage funding activities across multiple currency corridors.
• Execute settlements ensuring compliance with internal controls.

Skills

Treasury Operations

Data analysis

Funding processes

Payments Operations

FX exposure reporting

Excel

SQL

Python

Tableau

Power BI

Education

Professional qualification in Treasury or Finance

Tools

Treasury Management Systems (TMS)

Job description

Overview

Nium, the Leader in Real-Time Global Payments

Nium, the leading global infrastructure for real-time cross-border payments, delivers the global payments infrastructure of tomorrow, today. The company’s payout network supports 100 currencies and spans 190+ countries, with 100 real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium’s card issuance business is available in 34 countries. Nium holds regulatory licenses in 40+ countries, enabling onboarding, rapid integration, and compliance. Co-headquartered in San Francisco and Singapore.

About the role

We are seeking an experienced and detail-oriented Senior Analyst to join our Treasury Operations team. This role sits at the heart of day-to-day financial operations, ensuring the smooth execution of funding activities, settlements, and data-driven analysis across multiple currency corridors. The successful candidate will work closely with operations leads and the broader Treasury organization, providing both operational execution support and analytical insight.

Key Responsibilities

BAU Operations Support

• Support Treasury Operations leads in the execution of daily BAU activities, ensuring timely and accurate processing across all functions
• Manage end-to-end funding activities across multiple currency (CCY) corridors, including initiating, monitoring, and confirming fund transfers
• Execute and oversee settlements across various CCY pairs, ensuring accuracy, timeliness, and adherence to internal controls and cut-off times
• Monitor intraday liquidity positions and escalate potential shortfalls or anomalies to the relevant leads promptly
• Liaise with counterparties, custodians, and internal stakeholders to resolve settlement queries and discrepancies efficiently
• Maintain accurate records of all transactions and ensure appropriate documentation is in place for audit and compliance purposes

Data Analysis & Reporting

• Support the broader Treasury organization with data analysis, including liquidity analysis, FX exposure reporting, and cash flow forecasting
• Develop, maintain, and enhance reporting tools, dashboards, and MI packs to provide timely and accurate insights to senior stakeholders
• Identify trends, anomalies, and operational inefficiencies through data analysis and present findings with actionable recommendations
• Assist in month-end and period-end reporting processes, ensuring data integrity and consistency across systems

Process Improvement & Controls

• Contribute to the identification and implementation of process improvements that enhance operational efficiency and reduce risk
• Support the documentation and maintenance of operational procedures, runbooks, and control frameworks
• Assist in the onboarding of new CCY corridors or counterparties, including operational readiness assessment and testing
• Participate in projects and initiatives led by the Treasury Operations or wider Treasury team as required

Stakeholder Engagement

• Act as a reliable point of contact for internal stakeholders across Finance, Risk, Compliance, and Technology teams
• Collaborate with the Treasury Operations leads to ensure alignment on priorities, operational tasks, and escalation paths
• Support training and knowledge-sharing with junior team members as the team grows

Requirements

• 3-6 years of experience in Treasury Operations, Payments Operations, or a related financial services role
• Experience within a fintech, e-money institution (EMI), or Payment Institution (PI) environment
• Hands-on experience with funding and settlement processes across multiple currency corridors
• Strong data analysis skills with proficiency in Excel and/or other analytical tools (e.g. SQL, Python, Tableau, Power BI) preferred
• Solid understanding of FX markets, liquidity management, and correspondent banking arrangements
• Familiarity with Treasury Management Systems (TMS) and payment platforms
• Excellent attention to detail with the ability to work accurately under time pressure
• Strong communication skills with the ability to present complex information clearly to stakeholders at varying levels of seniority
• Ability to work autonomously and proactively manage competing priorities in a fast-paced environment
• Exposure to multi-entity or multi-jurisdiction Treasury operations
• Professional qualification such as ACT (Association of Corporate Treasurers) Certificate or Diploma in Treasury, CFA, or equivalent
• Familiarity with regulatory requirements applicable to treasury and payments operations (e.g. PSD2, FCA requirements)

What we offer

We offer a competitive package and a supportive environment. For more detailed region-specific benefits, visit https://www.nium.com/careers#careers-perks. We are an equal opportunity employer and are committed to a diverse and inclusive workplace.

Please note: We may use artificial intelligence (AI) tools to support parts of the hiring process. Final hiring decisions are made by humans. If you would like more information about how your data is processed, contact us.