Senior / AM - Credit Risk Analytics - Mumbai

BDO India; Mumbai; Vor Ort; INR 1.800.000 - 2.400.000; Vollzeit

Zusammenfassung

BDO India Services Private Limited in Mumbai invites applications for a Senior Associate / Assistant Manager in Credit Risk and Analytics. The role leads risk consulting engagements across banks, NBFCs, insurers and corporates, focusing on IFRS 9 model development, ECL computation, and risk analytics.

Based in Mumbai - Lower Parel, you will mentor teams, design project plans and report updates to the business unit leader.

Qualifikationen

• Masters/PhD in Finance, Economics, Statistics, Data Science, or similar.
• Certifications: FRM, CFA, PRM, or equivalent.
• Credit Risk Modelling: Experience with PD, LGD, EAD, IFRS 9, ECL, and stress testing.
• Model Development/Validation: End-to-end lifecycle experience.
• Data handling: Experience with large datasets for modelling.
• Consulting/Project Management: Stakeholder and team management.
• Communication and leadership: Strong reporting and mentoring abilities.

Aufgaben

• Independently lead and manage consulting engagements with banks, NBFCs, insurers and corporates.
• Demonstrate knowledge of loan products and their characteristics across sectors.
• Apply concepts of default, roll rate analysis, and Markov chains in models.
• Lead day-to-day execution of client projects and deliverables.
• Mentor delivery teams and scale up capabilities for engagements.
• Design and monitor detailed project plans and provide updates to leadership.

Kenntnisse

Credit risk modelling

Model development/validation

Consulting/Project management

Leadership

Communication

Data management

Stakeholder management

Ausbildung

Masters/PhD in Finance, Economics, Statistics, Data Science, or similar

Tools

SQL

SAS

Python

R

Jobbeschreibung

Credit Risk Analytics- BDO India- Mumbai

The role offers an opportunity to work on credit risk consulting engagements across leading banks, financial institutions and corporates, with exposure to areas such as IFRS 9, ECL modelling, credit risk analytics and model validation.

JOB DESCRIPTION

Who We Are

BDO is a global network of professional services firms with a presence in over 166 countries, revenue of over USD 14 billion, and experience of over 60 years. Its a leading service provider for the mid-markets with client service at its heart.

BDO India Services Private Limited (or BDO India) is the India member firm of BDO International. BDO India offers strategic, operational, accounting and tax, and regulatory advisory & assistance for both domestic and international organizations across a range of industries. BDO India is led by more than 300+ Partners & Directors with a team of over 10,000 professionals operating across 14 cities and 20 offices. We expect to grow sizably in the coming 3-5 years, adding various dimensions to our business and multiplying and increasing the current team size multi-fold.

Senior Associate / Assistant Manager - Credit Risk and Analytics

Location: Mumbai- Lower Parel

Essentials:

• Candidate with a right mindset to grow with the firm. We need candidates who can align themselves with the growth trajectory of the firm.
• Ability of multi-task, challenge the status-quo, quick learners

Role:

• Independently lead and manage consulting engagements with leading banks, financial institutions, NBFCs, insurance companies and corporates covering areas such as ICAAP reviews, IFRS 9 model development, ECL computation, enhancing the approach to ECL and provisions along with other credit risk areas
• Demonstrate knowledge to banking, NBFC, corporate and insurance companies on various loan product and their characteristics including wholesale loans, auto loans, personal loans, mortgage finance, education loans, etc.
• Demonstrate knowledge of concepts related to default and recovery rate modelling including roll rate analysis, periodic default rates, statistical methods including regression models, Markov chains, etc.
• Lead and drive day-to-day execution of client projects.
• Lead hiring and mentoring initiatives to expand and upskill execution and delivery team for engagements
• Design and monitor detailed project plans for assigned engagements
• Directly report and provide detailed updates to business unit leader for all assigned engagements on an on-going basis

Requirements:

• Advanced Degree: Masters/PhD in Finance, Economics, Statistics, Data Science, or similar.
• Certifications: FRM, CFA, PRM, or equivalent.
• Credit Risk Modelling : Experience with PD, LGD, EAD, IFRS 9, ECL, and stress testing.
• Model Development/Validation: End-to-end experience with model development/validation lifecycle.
• Technical Skills: Proficiency in SQL, SAS, Python, R.
• Data Management: Experience handling large datasets for modelling.
• Consulting/Project Management: Stakeholder and team management.
• Communication Skills: Strong report writing and presentation skills.
• Leadership: Ability to lead teams, provide technical guidance, and mentor.

Keywords: # IFRS9, Provisions, ECL, Credit Loss, Credit Risk, Analytics, Python, SQL, Stress Testing

BDO India Services Private Limited

Level 9, North-West Wing, The Ruby,

29, Tulsi Pipe Rd, Dadar West,

Mumbai, Maharashtra 400028.

www.bdo.in