Credit Risk Consultant

AJMS Group; Jaipur; On-site; INR 600,000 - 900,000; Full time

Job summary

AJMS Group is seeking a motivated Credit Risk Consultant to support development, validation, and deployment of Credit Risk and IFRS 9 solutions in Jaipur. The role focuses on ECL models (PD, LGD, EAD), data analysis, and regulatory reporting, with exposure to Excel-based analysis, and potential use of SQL/Python/Power BI.

The candidate will collaborate with internal teams and clients, ensuring compliance with IFRS 9 guidelines and CBUAE standards, while contributing to tool implementation,

Qualifications

• Bachelor’s or Master’s degree in Finance, Accounting, Economics, or related field is required or preferred.

Responsibilities

• Support IFRS 9 ECL model development (PD, LGD, EAD) and credit risk analysis.

Skills

Excel

SQL

Python

Power BI

Education

Bachelor’s or Master’s degree in Finance/Accounting/Economics

Tools

SQL

Job description

Department: Finance / Risk Management
Location: Jaipur, India
Employment Type: Full-time

Role Summary:

We are seeking a motivated and detail-oriented Credit Risk Consultant with strong analytical, financial, and technical skills to support the development, implementation, and validation of Credit Risk and IFRS 9 solutions. The role involves working on Expected Credit Loss (ECL) models (PD, LGD, and EAD), credit risk assessment, regulatory compliance with CBUAE guidelines, data analysis, and model validation.
The candidate will also contribute to the implementation, testing, and support of credit risk tools, perform advanced Excel-based financial analysis, and assist in preparing technical documentation, methodologies, and regulatory reports.

Key Responsibilities:

• Support IFRS 9 ECL model development (PD, LGD, EAD) and credit risk analysis.
• Analyze, clean, and validate data using advanced Microsoft Excel.
• Assist in the implementation, testing (UAT), validation, and deployment of Credit Risk tools.
• Prepare IFRS 9 methodologies, policies, and technical documentation.
• Ensure compliance with IFRS 9 and CBUAE Credit Risk guidelines.
• Coordinate with internal teams and clients for project execution and reporting.
• Prepare management reports and support process improvements.
• Strong understanding of IFRS 9, Credit Risk, and ECL concepts.
• Knowledge of CBUAE Credit Risk guidelines is preferred.
• Advanced Microsoft Excel skills; SQL, Python, or Power BI is an advantage.
• Strong analytical, problem-solving, and documentation skills.
• Good communication and stakeholder management abilities.

Qualifications:

• Bachelor’s or Master’s degree in Finance, Accounting, Economics, or a related field.
• 1–3 years of experience in Credit Risk, IFRS 9, or Financial Risk Consulting.
• Experience in ECL modelling, Credit Risk tools, or regulatory reporting is preferred.
• Professional certifications (FRM, CFA, Diploma in IFRS) will be an added advantage.