Securitization Consultant & Sr. Consultant

Deloitte US-India Offices; Hyderabad, Gurugram District, Bengaluru; Hybrid; INR 1,800,000 - 2,800,000; Full time

Job summary

Deloitte US-India Offices invites a Consultant to join its Securitization team within Audit & Assurance. You will work on CLOs, RMBS, CMBS and ABS, performing cash flow analyses, due diligence, and model development for diverse asset classes.

Strong Excel, VBA and Bloomberg experience is expected, with tight collaboration with US engagement teams. Location in HYD/GGN, with regular shift timings, and extensive interaction with clients to deliver accurate risk assessments and regulatory-compliant

Qualifications

• MBA/MMS/PGDBM in Finance or related field; or BTech with CFA/FRM/CPA or pursuing one of these certifications.
• Ability to read and articulate complex legal/financial documents.
• Strong analytical skills and proficiency in MS Excel and MS Word.
• Excellent communication and people skills for client interaction.
• Experience with Bloomberg, VBA, Python, C# and related financial tools.

Responsibilities

• Recalculate asset cash flows, tranche payments, and investor analytics using proprietary tools and Excel for securitization products (CLOs, RMBS, CMBS, ABS).
• Analyze results, identify discrepancies, and ensure compliance with offering documents.
• Review and abstract information from Indentures, Offering Circulars, Credit Agreements, and related materials.
• Conduct due diligence on corporate loans and securitization transactions.
• Develop and maintain securitization models and assist with project deliverables.

Skills

MS Excel

MS Word

Analytical thinking

Communication skills

Client interaction

Education

MBA/MMS/PGDBM in Finance

BTech with CFA/FRM/CPA or pursuing

Tools

Bloomberg

VBA

Python

C#

Job description

Consultant, Secured Transactions and Support

At Deloitte, we do not offer you just a job, but a career in the highly sought-after Securitization field. A truly effective internal auditing capability is an essential dimension of any organizations risk management structure. We work with a vision to make the world more prosperous, trustworthy, and safe.

Our Audit & Assurance services professionals help organizations effectively navigate business risks and opportunities—from strategic, reputation, and financial risks to operational, cyber, and regulatory risks—to gain competitive advantage. We apply our experience in ongoing business operations and corporate lifecycle events to help clients become stronger and more resilient. Our market-leading teams help clients embrace complexity to accelerate performance, disrupt through innovation, and lead in their industries. Working in Audit & Assurance at Deloitte US-India offices has the power to redefine your ambitions.

Work you'll do

As a consultant, you will be part of Deloitte's Audit and Assurance business group, specifically within the Securitization team. You will work with diverse teams of professionals to provide services in Securitization domain supporting various asset classes including Collateralized Loan Obligations (CLO), Residential Mortgage-Backed Securities (RMBS), Commercial Mortgage-Backed Securities (CMBS) and Asset Backed Securities (ABS), to perform reviews on payment dates, asset due diligence, collateral analysis and cashflow analytics. You will collaborate with professionals with varied backgrounds and diverse experience in transaction modeling, pricing, valuation, and recalculations of various payments involved and relevant portfolio tests

• Recalculate expected asset and security cash flows, tranche payments, and investor analytics (e.g., declining balance tables, weighted average lives, pre-tax yield to maturity) using proprietary tools and Excel for various product types and economic scenarios.
• Analyze results, identify discrepancies, and ensure compliance with transaction offering documents.
• Perform thorough reviews and abstraction of critical information from offering and legal documents (e.g., Indentures, Offering Circulars, Private Placement Memorandum, Credit Agreements, Private Rating Letters, Rate Reset Notices etc.).
• Conduct due diligence on corporate loans and securitization transactions (CMBS, RMBS, ABS & CLOs).
• Recompute and analyze statistical attributes, stratification tables, and pool percentages using asset-level portfolio data and collateral analysis systems.
• Develop, maintain, and roll forward securitization models; assist with Agreed Upon Procedures Report issuance and project deliverables.
• Collaborate closely and communicate regularly with US engagement teams, including drafting review summaries and client correspondence.
• Build and maintain strong client relationships through professional interactions.
• Develop subject matter expertise in specific asset types and stay informed on current market trends.

The team

Our team culture is collaborative and encourages team members to take initiative and seek on-the-job learning opportunities. Our professionals help clients turn insight into foresight by exploiting technology- enabled methodologies and innovation to deliver results with more accuracy, efficiency, and value. Advising clients on process efficiency, fraud detection, operational quality, internal control, and regulatory compliance, we help to reveal greater insights for improved operations and decision-making today, tomorrow, and well into the future.

Location: HYD, GGN

Shift Timings: Regular

Qualifications -

MBA, MMS, or PGDBM in Finance; or Bachelor of Technology with Chartered Financial Analyst, Financial Risk Manager, or Certified Public Accountant certification, or currently pursuing one of these certifications

Required:

• Ability to read and articulate legal documents
• Strong analytical and computer skills, with proficiency in MS Excel and MS Word
• Excellent communication and people skills for client interaction
• Experience with VBA, Python, C# & Bloomberg
• Ability to explain complex financial concepts