Audit & Assurance | Securitization - Analyst

Deloitte Development LLC; Bengaluru; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Deloitte's Audit & Assurance Securitization team in India invites an Analyst to support CLO, RMBS, CMBS and ABS securitization work, performing cash flow and document reviews.

You will recalculate cash flows, analyze results for discrepancies, and collaborate with US engagement teams on modeling and client communication.

Required: B.Tech or MBA; strong Excel/Word skills; familiarity with VBA, Python or C# is an advantage. Location: HYD, BLR, GGN.

Qualifications

• B.Tech or equivalent degree; MBA preferred.
• Proficient in MS Excel and Word with strong analytical abilities.
• Experience with VBA, Python, or C# is advantageous.

Responsibilities

• Recalculate expected asset and security cash flows, tranche payments, and investor analytics using Excel for various product types and economic scenarios.
• Analyze results, identify discrepancies, and ensure compliance with transaction offering documents.
• Perform thorough reviews and abstraction of critical information from offering and legal documents (e.g., Indentures, Offering Circulars, Private Placement Memorandum, Credit Agreements, Private Rating Letters, Rate Reset Notices etc.).
• Conduct due diligence on corporate loans and securitization transactions (CMBS, RMBS, ABS & CLOs).
• Recompute and analyze statistical attributes, stratification tables, and pool percentages using asset-level portfolio data and collateral analysis systems.
• Develop, maintain, and roll forward securitization models; assist with Agreed Upon Procedures Report issuance and project deliverables.
• Collaborate closely and communicate regularly with US engagement teams, including drafting review summaries and client correspondence.

Skills

MS Excel

MS Word

Analytical skills

Communication skills

VBA

Education

B.Tech

MBA

Tools

Python

C#

Job description

Analyst, Secured Transactions and Support

At Deloitte, we do not offer you just a job, but a career in the highly sought-after Securitization field. A truly effective internal auditing capability is an essential dimension of any organization’s risk management structure. We work with a vision to make the world more prosperous, trustworthy, and safe.

Our Audit & Assurance services professionals help organizations effectively navigate business risks and opportunities—from strategic, reputation, and financial risks to operational, cyber, and regulatory risks— to gain competitive advantage. We apply our experience in ongoing business operations and corporate lifecycle events to help clients become stronger and more resilient. Our market-leading teams help clients embrace complexity to accelerate performance, disrupt through innovation, and lead in their industries. Working in Audit & Assurance at Deloitte US-India offices has the power to redefine your ambitions.

Work you'll do

As an Analyst, you will be part of Deloitte's Audit and Assurance business group, specifically within the Securitization team. You will work with diverse teams of professionals to provide services in Securitization domain supporting various asset classes including Collateralized Loan Obligations (CLO), Residential Mortgage Backed Securities (RMBS), Commercial Mortgage Backed Securities (CMBS) and Asset Backed Securities (ABS), to perform reviews on payment dates, asset due diligence, collateral analysis and cashflow analytics. You will collaborate with professionals with varied backgrounds and diverse experience in transaction modeling, pricing, valuation, and recalculations of various payments involved and relevant portfolio tests

• Recalculate expected asset and security cash flows, tranche payments, and investor analytics (e.g., declining balance tables, weighted average lives, pre-tax yield to maturity) using proprietary tools and Excel for various product types and economic scenarios.


• Analyze results, identify discrepancies, and ensure compliance with transaction offering documents.


• Perform thorough reviews and abstraction of critical information from offering and legal documents (e.g., Indentures, Offering Circulars, Private Placement Memorandum, Credit Agreements, Private Rating Letters, Rate Reset Notices etc.).


• Conduct due diligence on corporate loans and securitization transactions (CMBS, RMBS, ABS & CLOs).


• Recompute and analyze statistical attributes, stratification tables, and pool percentages using asset-level portfolio data and collateral analysis systems.


• Develop, maintain, and roll forward securitization models; assist with Agreed Upon Procedures Report issuance and project deliverables.


• Collaborate closely and communicate regularly with US engagement teams, including drafting review summaries and client correspondence.


• Build and maintain strong client relationships through professional interactions.


• Develop subject matter expertise in specific asset types and stay informed on current market trends.

The team

The Securitization team within Deloitte’s Audit & Assurance practice supports structured finance and transaction-based work across asset classes such as CLO, RMBS, CMBS, and ABS. The team works with engagement professionals to perform collateral analysis, cash flow reviews, document abstraction, and transaction support activities. Team members build technical knowledge in securitization structures, legal documentation, and analytical review while collaborating across functions and geographies.

Location:

HYD, BLR, GGN

Shift Timings:

Regular

Qualifications:

B.Tech, MBA

Required:

• Ability to read and articulate legal documents


• Strong analytical and computer skills, with proficiency in MS Excel and MS Word


• Excellent communication and people skills for client interaction


• Ability to explain complex financial concepts


• Experience with VBA, Python, C# will be an added advantage