SDE-3 (Backend Engineering)

Osfin.ai; Bengaluru; On-site; INR 380,000 - 700,000; Full time

Job summary

Osfin.ai is seeking a high-ownership backend engineering leader in Bengaluru to architect and scale high-concurrency, distributed systems for a fintech-focused platform. You will partner with founders and the leadership team to drive core infrastructure, payments routing, ledger reconciliation, and dispute management.

You will collaborate with product, design, and engineering teams to translate complex FinOps requirements into scalable solutions, lead the API strategy, and nurture a strong

Qualifications

• 5+ years of relevant experience in backend engineering or leadership.
• Proven ability to architect and scale high-concurrency distributed systems.
• Experience with financial tech infra, payment routing or ledger reconciliation is a plus.

Responsibilities

• Co-architect Next-Gen Core Infrastructure for high-throughput backend services.
• Scale global SaaS with product-led growth for enterprise reliability and expansion.
• Shape engineering culture and mentor engineers to scale the platform.

Skills

Cross-functional collaboration

Architectural leadership

Distributed systems

High concurrency

Tools

Java/J2EE (Hibernate, Spring, MVC)

MySQL

RESTful APIs

Job description

Osfin.ai is a fast-growing transaction intelligence platform for Financial Services firms globally. Osfin.ai helps Financial Services firms automate payments and ledger reconciliation, disputes and chargebacks management, payouts automation, and more. Osfin.ai's customers have been able to transform their 100+ complex and resource-intensive FinOps processes smoothly.

Who Is an Ideal Fit for Us?

We are seeking a high-ownership backend engineering leader with a proven track record of architecting and scaling high-concurrency, distributed systems. You bring deep expertise in financial tech infrastructure, automated payment routing, ledger reconciliation, and dispute management. Comfortable navigating ambiguity and driving execution with a strong bias for action, you take end-to-end responsibility for robust core platform capabilities, set rigorous architectural standards, and partner closely with founders to mentor engineers and scale the platform.

What Will You Get to Work On?

• As a member of the core engineering team at Osfin.ai, you will:
• Co-architect Next-Gen Core Infrastructure: Collaborate directly with founders and core leadership to conceptualize, design, and co-create high-throughput backend services from the ground up.
• Scale Global PLG SaaS: Build, optimize, and deploy resilient product-led growth systems engineered for enterprise reliability, high concurrency, and international expansion.
• Shape Engineering Culture & DNA: Establish foundational architectural standards, set technical execution benchmarks, and actively mentor team members to scale Osfin.ai’s engineering organization.

What Do We Expect From You?

• Cross-Functional Collaboration: Partner seamlessly with product, design, and engineering teams to translate complex FinOps requirements into scalable, best-in-class product solutions.
• Core Systems & API Mastery: Demonstrate advanced proficiency in Java/J2EE frameworks (Hibernate, Spring, MVC), relational database management (MySQL), and high-throughput RESTful services implementation.
• Algorithmic & Scalability Engineering: Design and implement highly efficient algorithms to solve performance bottlenecks, optimize query execution, and support global system scaling.
• High-Growth Startup Execution: Leverage prior experience in fast-paced startup environments to build, launch, and iterate on production-grade web applications with high agility.
• On-Site Collaboration: Work full-time from our office in Bangalore to drive close-knit engineering alignment and leadership.
• 5+ years of relevant experience.

Why Join Us?

• Shape the future of Osfin's engineering organization alongside the founders and senior leadership.
• Work with a high-calibre team of industry experts and solve complex problems at scale.
• Build technology for leading customers across banking, fintech, e-commerce, and other industries.
• Drive the next phase of platform development, with significant ownership and impact.
• Competitive compensation and ESOPs aligned with your contribution and impact.
• A collaborative environment that encourages innovation, learning, and meaningful ownership.

Interested? We'd love to hear from you.