Risk Manager (NBFC)

Corenza; Chennai; On-site; INR 800,000 - 1,200,000; Full time

Job summary

A leading financial services company in India is seeking a Mid-Senior level professional to handle risk analysis and portfolio management. The role includes preparing risk reports, conducting portfolio reviews, and providing feedback on credit policies. Candidates should have experience in financial services and strong analytical skills. This is a full-time position based in Chennai, Tamil Nadu.

Qualifications

• Experience in financial services and risk management.
• Ability to analyze and interpret key risk metrics.
• Familiarity with ECL models and credit policies.

Responsibilities

• Prepare product level Risk Deck covering key risk metrics.
• Conduct portfolio reviews and implement intervention strategies.
• Provide actionable feedback to the credit policy.

Skills

Risk analysis

Data interpretation

Portfolio management

Credit policy review

Job description

About Company

This leading financial services company in India offers a wide range of retail financing products, including two-wheeler, used car, and consumer durable loans. With a nationwide presence, the company is renowned for its customer-centric approach and innovative solutions.

Job Description / Responsibilities

• Preparing product level Risk Deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces, early bucket flow rates and providing actionable to the credit and business team to arrest early flows
• Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit to improve asset quality on continuous basis
• Provide feedback or take necessary action to amend the credit policy as actionable from the risk analysis
• Prepare Credit Through The Door analysis and provide direction to the business team on variance correction
• Capturing key data elements and analyzing them, interpreting the cross-period movements, and understanding the macro mechanics of the system
• Hind-sighting reviews as part of risk review and credit policy implementation review
• Real Time Monitoring of high value cases
• ECL Model – Work along with Finance and credit team to build, review and align the ECL models

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance

Industries

• Financial Services and Banking

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