Relationship Officer Wheels

AU Small Finance Bank; Avadi; Presencial; INR 350.000 - 500.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Permanent contract

Flexible work hours

Descripción de la vacante

AU Small Finance Bank Limited in Avadi, Tamil Nadu invites applications for a Relationship Officer Wheels role. The candidate will be the primary interface with customers and channels for sourcing vehicles, handling post-disbursement activities, and driving dealer relationships.

The role emphasizes achieving targets, sourcing leads, and ensuring compliant, timely vehicle delivery while maintaining integrity and clear terms with customers.

Formación

• Must have strong customer-facing banking experience.
• Excellent communication in regional language; Tamil/Hindi proficiency recommended.
• Willingness to travel regularly for field sales.
• Knowledge of vehicle sale documentation and dealership processes.
• Demonstrated ability to meet targets and generate leads.

Responsabilidades

• Achieve assigned targets and productivity requirements on a monthly basis.
• Generate potential business leads from sourcing channels and bring to closure.
• Assess customer profiles, visit customers, collect documents and seek credit approvals.
• Ensure timely physical delivery of vehicles from dealers/channel partners.
• Follow up and collect deferrals and post-disbursement documents promptly.
• Direct sourcing from authorised dealers and empanelled channels only.
• Manage relationships with dealers and referrals to generate volumes.
• Ensure asset verification and handling of non-starter/early default cases.
• Provide timely servicing of customer service requests.

Conocimientos

Professional communication

Relationship management

Sales forecasting

Descripción del empleo

Group Company: AU Small Finance Bank Limited

Designation: Relationship Officer Wheels

Office Location: AVADI Thiruvallur , Madipakkam Chennai Chennai

Position description: Primary interface of the bank with the customer as well as the channels for business sourcing

Primary Responsibilities:

• 1. Achieve assigned targets and productivity requirements - meet the threshold targets on monthly basis
• 2. Generate potential business leads from sourcing channels, follow up and bring it to closure
• 3. Assess customer profile, visit customer's place, collect necessary documentation and recommend customers to credit for approval
• 4. Ensure physical delivery of vehicle from the dealer/channel partner - stay vigilant about asset jumping/over pricing etc.
• 5. Follow up and collect deferrals and post disbursement documents in a timely manner.
• 6. Ensure only Direct sourcing from authorised dealers and empanelled channels - no third party sourcing, includes employees of other banks and financial institutions.
• 7. Manage relationship with dealers, Commercial Associates, referrals and other sourcing channels to generate business volumes through these channels.
• 8. Ensure Asset verification and Non starter-Early default cases and build relationships
• 9. Ensure timely servicing of customer service requests

Additional Responsibilities:

• 1. No false commitments in the market place/ Misselling strictly not allowed
• 2. No cash transactions without official reciepts
• 3. share all relevant information with seniors promptly.
• 4. To understand the core of the bank's business philosophy and methodology
• 5. Explain terms and conditions to the customer with full transparency and clarity
• 6. Provide timely feedback on customers to the channels

Reporting Team

• Reporting Designation:
• Reporting Department:

Educational qualifications preferred

• Category:
• Field specialization:
• Degree:
• Academic score:
• Institution tier:

Required Certification/s:

Required Training/s:

Required work experience

• Industry: BFSI
• Role: Sales Executive, Sales Officer, Customer Service Executive/Officer, Relationship Executive/Officer
• Years of experience: 0 to 3

Key Performance Indicators:

Business Volume, Average Ticket size, Boarding rate

Required Competencies:

• 1. Customer-centric mindset and actions
• 2. adept at handling digital business apps and software
• 3. hard work and detail-orientation
• 4. eager to learn and grow as a banking professional
• 5. positive mindset, ethical and high integrity
• 6. Bias for Action and Urgency
• 7. ownership and accountability for results

Required Knowledge:

• 1. Knowledge of documents pertaining to vehicle sale / purchase
• 2. Aptitude for sales & marketing - lead generating activities
• 3. Persistence and patience in dealing with clients
• 4. Target Market Knowledge - Local Area geography familiarity
• 5. Familiarity with Digital applications
• 6. Detailed data collection/recording

Required Skills:

• 1. Professional Communication - Regional language proficiency, verbal and written fluency, soft-spoken
• 2. Relationship Management - Client-Centric Approach, respectful
• 3. Sales Forecasting & Reporting

Required abilities

• Physical: 1. Physical fitness2. Mental agility3. Ability to do extensive field travel/work4. Ability to handle work pressure and demanding clients
• Other:

Work Environment Details:

90% - Field, 10% - Office

Specific requirements

• Travel: High
• Vehicle: 2-wheeler
• Work Permit:

Other details

• Pay Rate:
• Contract Types: Permanent
• Time Constraints: Flexibile workhours as per business requirement
• Compliance Related: 1. Aherence to Code of Conduct policy of the bank2. Non-disclosure of confidential information about bank, clients 3. Responsible handling of bank assets s.a. ID Card, SIM, Marketing material, digital devices, Receipt book etc.
• Union Affiliation: