Relationship Officer-SBE-Small Business Enterprise-Sales

Kotak Mahindra Bank

Surat

On-site

INR 350,000 - 550,000

Full time

5 days ago

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Job summary

Kotak Mahindra Bank in Surat is seeking a Relationship Officer- SBE to support RMs, coordinate client documentation, and drive working capital and business loan solutions.

You will onboard clients, ensure first-pass clearance, cross-sell products, maintain excellent service, and build relationships with key stakeholders in target segments in a dynamic banking environment.

Qualifications

Graduation is required.
Strong customer orientation and communication skills.
Go-getter attitude with self-motivation.
Ability to build and maintain client relationships.

Responsibilities

Assist team in day-to-day tasks and coordinate with RMs for activities.
Document collection from client and ensure completion of all documents with signatures and stamps.
Ensure documentation is completed with utmost accuracy and pass first-pass clearance.
Coordinate with internal teams for documentation to ensure smooth processing of client transactions.
Understand clients' business and provide appropriate working capital and business loan solutions.
Deal across secured and unsecured lending such as cash credit, demand loan, BG, etc.

Skills

Strong customer orientation

Excellent communication

Self-motivated

Go-getter attitude

Relationship management

Convincing & influencing skills

Education

Graduation

Job description

Job Description:

Role: Relationship Officer- SBE

Grade- E0

Job Description

Assisting team in day to day tasks and coordinating with RMs for activities related to business.
Document collection from client and to ensure completion of all the documents along with signatures and stamps.
To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass.
Coordinating with the internal teams for documentation to ensure smooth processing of client transactions.
To understand clients business & provide appropriate working capital and business loan solutions.
Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc.
Work closely with Branch Banking teams for new customer addition.
To ensure smooth onboarding of the client and catering to client requirements.
Coordinate with the internal teams, RMs or clients for completion of documentation relating to renewal/ modification/ enhancement or fresh disbursement.
To coordinate with RMs for business related activities and also help in cross sell
Calling active clients to encourage them to take up new facilities and products.
Addressing client’s uncertainties, grievances and suggestions on time.
Communicating requests and acceptances of offers to our sales team for closing.
Recording all successful and unsuccessful attempts to close sale.
Keep up quality service by adhering to organizational guidelines.
To be updated about the latest product offerings and offers
To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products.
To penetrate client with various products for the primary Relationship & Group companies.
To build relationships with key persons in the target segments & build client trust & confidence.
Focus to continually increase the Book size and profitability of the assigned portfolio.
To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships.
To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market
Maintain high caliber client service.
Improve efficiency by monitoring & overseeing continuous improvement of processes
Constantly have a rapport with the operating units to customize and develop solutions