Relationship Manager- MIB(working capital)

YES BANK; Bengaluru; On-site; INR 800,000 - 1,200,000; Full time

Job summary

A leading financial institution in Bengaluru seeks a Relationship Manager to drive acquisition of MSME clients through innovative banking solutions. This full-time role requires expertise in building asset books, enhancing client engagement, and achieving performance targets. Ideal candidates will possess a solid understanding of banking products and client relationship management, ensuring effective service delivery to enhance profitability. Join us to be part of a dynamic team committed to client growth and satisfaction.

Qualifications

• Experience in managing Business Banking MSME relationships.
• Ability to enhance profitability through client engagement.
• Strong skills in loan products and sales.

Responsibilities

• Acquire new MSME relationships through targeted outreach.
• Build asset and liability books by offering tailored banking products.
• Meet productivity and performance objectives set by management.

Skills

Client Relationship Management

Cross Sell

Loan Delivery

Market Knowledge

Job description

Relationship Manager - MIB (working capital)

Direct message the job poster from YES BANK

The role holder is responsible for acquisition of New to–Bank Business Banking MSME relationships through the CRM and Knowledge Banking approach. The role holder is also responsible for building Asset Book by extending Working Capital Facilities and Term Loans to MSME Clients.

Responsibilities

• Acquisition of New to Bank Business Banking MSME relationships through the CRM and Knowledge Banking approach.
• Regularly engage with colleagues in Branch Banking, MSME Associations Office Bearers which shall help in meeting Min. 2 MSME Clients on daily basis.
• Build Asset Book by extending Working Capital Facilities and Term Loans to MSME Clients.
• Build Liability Book comprising of Current Accounts, Saving Accounts and Fixed Deposits by offering various Trade and Transaction products like Cash Management Services, Trade and Treasury Products.
• Enhance Book Profitability and Client stickiness by consistently seeking an opportunity to expand share of wallet of the customer base through Cross Sell of POS (Merchants) Machines, Salary Accounts for employees, Insurance (both Life and Non-Life) and various other Wealth Management Products.
• Collaborate with the Risk, Operations and service teams to ensure delivering better TAT of Loans delivery and smooth on-boarding of the client.
• Meeting the Targets - Both in respect of bottom line as well as top line by constantly enhancing the Productivity.
• Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year.
• Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training.
• Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively.
• Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Banking

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