Relationship Manager - LAP ( LB Nagar )

Credit Saison India; Rangareddy; On-site; INR 400,000 - 600,000; Full time

Job summary

Credit Saison India is hiring a Relationship Manager - LAP in LB Nagar, Telangana. This role focuses on sourcing, acquiring, and managing Loan Against Property clients, building strong relationships, and achieving sales targets.

The ideal candidate has a Bachelor's degree in Business or Finance and 2-5 years of sales experience within financial services, with a strong understanding of LAP products and processes. Proficiency in Telugu is a plus.

Qualifications

• 2-5 years of sales or relationship management experience in financial services.
• Strong understanding of LAP products, processes, and credit policies.
• Proficiency in local language (Telugu) is highly desirable.

Responsibilities

• Identify and cultivate new business opportunities for LAP in LB Nagar.
• Develop and maintain a pipeline of potential LAP clients.
• Conduct financial assessments and recommend LAP products.
• Guide clients through the loan application process.
• Achieve and exceed sales targets for LAP products.

Skills

Sales experience

Relationship management

Loan Against Property (LAP) knowledge

Communication skills

Analytical skills

Negotiation skills

Education

Bachelor's degree in Business, Finance, or related field

Job description

Job Summary

The Relationship Manager - LAP will be responsible for sourcing, acquiring, and managing Loan Against Property (LAP) clients within the LB Nagar region. This role focuses on building strong client relationships, achieving sales targets, and ensuring customer satisfaction through effective financial solutions.

Job Responsibilities

• Identify and cultivate new business opportunities for Loan Against Property (LAP) in the designated LB Nagar territory.
• Develop and maintain a robust pipeline of potential LAP clients through various channels, including networking, referrals, and direct outreach.
• Conduct thorough financial assessments of clients to understand their needs and recommend appropriate LAP products.
• Guide clients through the entire loan application process, including documentation, credit evaluation, and disbursement.
• Achieve and exceed monthly/quarterly sales targets for LAP products.
• Build and nurture long-term relationships with existing clients to ensure repeat business and referrals.
• Collaborate with internal teams, including credit, operations, and legal, to ensure smooth loan processing and customer service.
• Stay updated on market trends, competitor activities, and regulatory changes pertaining to the LAP segment.
• Prepare and submit regular reports on sales activities, client interactions, and market feedback.
• Ensure compliance with all company policies and regulatory guidelines.

Job Qualifications

• Bachelor's degree in Business, Finance, or a related field.
• Proven experience (2-5 years) in sales or relationship management within the financial services industry, specifically with Loan Against Property (LAP).
• Strong understanding of LAP products, processes, and credit policies.
• Excellent communication, negotiation, and interpersonal skills.
• Demonstrated ability to build and maintain client relationships.
• Results-oriented with a proven track record of achieving sales targets.
• Ability to work independently and as part of a team.
• Proficiency in local language (Telugu) is highly desirable.
• Strong analytical and problem-solving abilities.
• Knowledge of the LB Nagar market and client base is an advantage.