Relationship Manager - FIG And PSU New Delhi

CSB Bank; New Delhi; On-site; INR 1,800,000 - 3,200,000; Full time

Job summary

CSB Bank invites an experienced professional to strengthen customer relationships and drive portfolio growth through financial advisory and due diligence. This role requires independent judgment to assess needs, opportunities and risks while ensuring regulatory compliance and representing the Bank with customers and stakeholders.

Key duties include managing relationships with originators and trustees, coordinating with sales, ensuring timely approvals and disbursements, and building

Qualifications

• Experience in wholesale banking and portfolio management.
• Strong analytical and regulatory compliance skills.
• Stakeholder management across Originators, Rating Agencies, Arrangers, Legal Counsels and Trustees.

Responsibilities

• Product Management: structure deals, ensure RBI/SEBI compliance, credit memos, fund collection, monthly cash-flow reports and audits.

Skills

Relationship management

Education

MBA

CA/ICWA

Job description

Job Description:

To strengthen customer relationships and drive portfolio growth through financial advisory, customer due diligence, needs assessment and solution-based recommendations. The role requires independent judgment in evaluating customer requirements, assessing business opportunities and risks, ensuring regulatory compliance, and representing the Bank in interactions with customers and stakeholders while contributing to portfolio performance and business growth.

Responsibilities

1. Product Management

• Liaising with Originators, Rating Agencies, Arrangers, Legal Counsels and Trustees among others, Ensuring that the transaction is in accordance with the RBI Guidelines and SEBI Guidelines.
• Providing inputs on the transaction structure and internal credit memo.
• Collecting proceeds from the originators and appropriating the same to the Pool account with the bank
• Adherence to RBI Guidelines in such deals.
• Regular analysis of servicer reports, ensuring timely and accurate pay-outs. - Monitoring the credit enhancement as stipulated by the rating agency.
• Sending out monthly reports along with future cash flows factoring prepayments to the internal credit monitoring team.
• Responding to any queries/clarifications sought by the Compliance/Risk/Audit teams in connection with the product.

2. Relationship management

• To create excellent relationship with all stakeholders in the wholesale banking business
• To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
• Ensuring approval and disbursement TAT are followed.
• Location & site visits whenever required and evaluate the quality and adherence to the policy norms.

3. Customer Management

• Network with various stakeholders internally and externally.
• Meet both internal and external customer turnaround time.
• Responsible for Audit queries and resolution thereof
• Liaison with internal & external auditors, supervision of day-to-day operations for given portfolio, interaction with commercial branch managers etc.
• Liaising with Legal & compliance, Risk control & clients to resolve various disbursement related issues.

4. Build relationship with FI’s for their liability business.

5. Setting up counterparty credit lines from and with other banks

6. Sourcing business from PSUs

7. Cross Sell of various products

8. Any other duties/ responsibilities, assigned by the Bank

Qualifications

Experience: 6 to 10 years

Qualifications:

Graduate (Any Specialization)

Post Graduate (MBA)

Certification (CA/ICWA)

Requirements: