Relationship Manager - Affordable Home Loans - Jamnagar

BFSI Connect; Jamnagar; On-site; INR 385,912 - 462,247; Full time

Job summary

A financial services provider in Jamnagar is seeking a Relationship Manager to manage secured retail lending products, including Micro-LAP and Affordable Home Loans. Responsibilities include sourcing quality business, handling customer queries, and maintaining asset quality. The ideal candidate has at least 6 months of relevant experience, a stable career history, and must not have a Corporate DSA background. Competitive salary offered based on experience and stability.

Qualifications

• Minimum 6 months of relevant experience in Micro-LAP / LAP / Affordable Home Loans.
• Stable career track record with no unexplained career gaps.
• Experience in on-roll roles; must not have Corporate DSA background.

Responsibilities

• Sourcing quality business for Micro-LAP, LAP, and Affordable Home Loans.
• Managing the complete loan lifecycle from lead generation to disbursement.
• Building and maintaining long-term customer relationships.

Skills

Customer Acquisition

Relationship Management

Secured Lending Knowledge

Loan Structuring

Credit Coordination

Negotiation Skills

Communication Skills

Market Intelligence

TAT Management

Customer Servicing

Job description

The Relationship Manager / Officer will be responsible for sourcing, structuring, and managing secured retail lending products such as Micro‑LAP, LAP, and Affordable Home Loans. The role involves end‑to‑end customer handling, coordination with internal teams for timely disbursement, and maintaining portfolio quality while providing ongoing market feedback.

• Locations : Jamnagar
• Experience : 1
• Listing Date : 27-12-2025
• Skills Required : Customer Acquisition | Relationship Management | Secured Lending Knowledge | Loan Structuring | Credit Coordination | Negotiation Skills | Communication Skills | Market Intelligence | TAT Management | Customer Servicing
• Pay Details : Up to 38k per month (considerable hike depending on current salary and stability)
• Must Have :

  • Minimum 6 months of relevant experience in Micro‑LAP / LAP / Affordable Home Loans

  • Exposure to ticket sizes: LAP up to ₹50 Lakhs and HL up to ₹1 Cr

  • Stable career track record with no unexplained career gaps

  • Experience in on‑roll roles; must not have Corporate DSA background.

  • Strong customer‑facing personality suitable for a Relationship Management role

  • Good understanding of secured lending processes and documentation

Key Responsibilities :

Sourcing quality business for Micro‑LAP, LAP, and Affordable Home Loans

Managing the complete loan lifecycle from lead generation to disbursement

Ensuring timely resolution of customer queries within defined TAT

Coordinating with Credit and Operations teams for smooth loan processing

Building and maintaining long‑term customer relationships

Monitoring portfolio performance and ensuring asset quality

Providing regular market and competitor feedback