Relationship Manager - Affordable HL & LAP - West(MH & MP)

Credit Saison India; Bhopal; On-site; INR 240,000 - 420,000; Full time

Benefits offered by this job

Fixed salary + incentives

Job summary

Credit Saison India is seeking a Relationship Manager to join the Secured Direct lending team. The role focuses on sourcing and processing loan applications through self-sourcing and connectors, serving as the face of the organization while ensuring compliance and credit guidelines.

You will manage loan sourcing network, engage with prospective borrowers, coordinate with credit and operations teams, and maintain records and reports to drive target performance.

Qualifications

• 1-2 years of Direct sourcing experience in mortgage loans (LAP/HL).
• Understanding of legal and technical aspects of mortgage loans.
• Good communication and interpersonal skills.

Responsibilities

• Source loans via self-sourcing and connectors, manage leads.
• Engage borrowers to assess needs and present suitable products.
• Coordinate with credit/operations for timely processing and disbursal.
• Maintain records and prepare reports for management.

Skills

Direct loan sourcing

Networking with connectors

Communication skills

Negotiation

Sales target achievement

Education

12th/HS

Job description

Job Summary

We are seeking a motivated and results-driven Relationship Officer to join our Secured

We are seeking a motivated and results-driven Relationship Officer to join our Secured Direct lending team. The primary responsibility of this role is to source and process loan applications through self-sourcing and a network of connectors The candidate will be the face of the organization, building strong client relationships while ensuring adherence to compliance and credit guidelines.

Job Title: Relationship Manager

Department: Secured- Direct

Reports To: Sales Manager

Employment Type: FTC

Key Responsibilities

Loan Sourcing:

• Proactively generate leads through self-sourcing (cold calling, field visits, referrals, digital platforms, etc.).
• Build and manage a reliable network of connectors such as property dealers, chartered accountants, and other channel partners to source loan applications.
• Conduct regular follow-ups with leads to maximize conversion.

Client Relationship Management:

• Engage with prospective borrowers to understand their financial needs and provide suitable loan products.
• Maintain relationships with existing customers to encourage referrals and repeat business.

Application Processing:

• Collect, verify, and ensure timely submission of all necessary documentation required for loan processing.
• Coordinate with internal credit and operations teams to ensure smooth processing and disbursal of loans.

Compliance And Reporting:

• Ensure all applications comply with regulatory and organizational credit guidelines.
• Maintain accurate records of lead sourcing, customer interactions, and loan application statuses.
• Prepare and submit daily/weekly/monthly reports to management.

Qualifications And Skills

• XII cleared.
• 1-2 years of experience in Direct sourcing of Affordable Mortgage loans ( LAP and HL)
• Understanding of Legal and Technical aspects of mortgage loans
• Good understanding of local economy.
• Good communication, interpersonal, and negotiation skills.
• Proven ability to achieve sales targets and build strong partner networks.
• Self-motivated with a result-oriented approach.

Key Performance Indicators (KPIs)

• Number of loans sourced (monthly/quarterly targets).
• Conversion rate from lead to disbursal.
• Value of loans disbursed.
• Quality and productivity of sourced leads (NPA % and rejection rate).
• Expansion and effectiveness of connector network.

Compensation

• Fixed salary + performance-based incentives
• Allowances as per company policy

12th / Higher Secondary Certificate (HSC)