Relationship Manager

Arka Fincap Limited; Krishna; On-site; INR 400,000 - 800,000; Full time

Job summary

Arka Fincap Limited in Gudivada is seeking a proactive Relationship Manager to manage and grow a portfolio of MSME/SME clients. You will build strong client relationships, conduct regular meetings, assess credit needs, and coordinate with credit and operations to ensure timely loan disbursal.

The role requires excellent communication, organizational skills, and knowledge of NBFC operations. This position is full-time and on-site, based in Gudivada, supported by a customer-centric team approach.

Qualifications

• Bachelor’s degree in finance, business, commerce or related field.
• Experience in relationship management, business banking or SME lending preferred.
• Strong customer relationship and client servicing skills.
• Proficient in credit assessment and financial analysis for lending products.

Responsibilities

• Manage and grow a portfolio of MSME/SME clients.
• Build and maintain strong client relationships with regular meetings and follow-ups.
• Assess credit requirements and coordinate with credit and operations for timely disbursal.
• Monitor account performance and track repayments to manage risk.
• Support business development by identifying opportunities and meeting sales targets.
• Ensure high service standards aligned with Arka’s customer-centric approach.

Skills

CRM management

Credit assessment

Client servicing

Communication skills

Organization & time management

NBFC operations knowledge

Education

Bachelor’s degree in finance/business/commerce

Tools

CRM software

Job description

Company Description

Arka Fincap Limited (AFL) is a customer-focused, digitally enabled Non-Banking Finance Company (NBFC) licensed by the Reserve Bank of India and classified as systemically important. Founded in 2018, Arka provides secured and unsecured financing solutions to MSMEs, SMEs, developers, and corporates, supporting their growth with innovative capital solutions. The company serves a wide range of industries, including restaurants, retail, cement, warehouses, logistics, automobile, and chemicals. Arka holds strong credit ratings from Crisil (AA for long-term and A1+ for short-term borrowings) with a stable outlook, and operates in 70+ cities across India with a workforce of over 1,000 employees. Arka is a subsidiary of Kirloskar Oil Engines Limited (KOEL), offering team members the stability and backing of a well-established group.

Role Description

This is a full-time, on-site Relationship Manager role based in Gudivada. The Relationship Manager will be responsible for managing and growing a portfolio of customers, including MSMEs and SMEs, by understanding their financing needs and offering appropriate lending solutions. Daily activities include building and maintaining strong client relationships, conducting regular meetings and follow-ups, assessing credit requirements, and coordinating with internal credit and operations teams to ensure timely disbursal of loans. The role involves monitoring account performance, managing risk by tracking repayments and early warning signals, and supporting customers with queries and issue resolution. The Relationship Manager will also contribute to business development by identifying new opportunities, meeting sales targets, and ensuring high service standards aligned with Arka’s customer-centric approach.

Qualifications

• Strong customer relationship management and client servicing skills, with the ability to build trust and maintain long-term partnerships.
• Proficiency in credit assessment, financial analysis, and understanding of lending products for MSMEs and SMEs.
• Effective communication, negotiation, and presentation skills to engage with diverse customer segments and internal stakeholders.
• Solid organizational and time management abilities, including maintaining accurate records, pipelines, and follow-up schedules.
• Knowledge of NBFC operations, local market dynamics in Gudivada, and regulatory guidelines relevant to lending.
• Bachelor’s degree in finance, business, commerce, or a related field; a postgraduate qualification in management or finance is an advantage.
• Prior experience in relationship management, business banking, or SME lending is preferred.
• Comfort with digital tools and CRM systems, and the ability to work collaboratively within branch and regional teams.