Regulatory Capital Reporting & Analysis - Associate

JPMorganChase; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

JPMorganChase in Bengaluru seeks a Regulatory Capital Reporting & Analysis Associate to oversee regulatory reports for Capital and Risk-Weighted Assets under Basel standards. You will analyze risk-based capital results, support CCAR stress testing, and interact with senior leadership and regulators.

You will monitor Basel Endgame changes, drive process improvements, and ensure SOX controls across the reporting lifecycle. Strong communication and internal control skills are essential.

Qualifications

• Bachelor's degree in Accounting, Finance, or related field.
• 4 years of experience in financial services or related industry.
• Firmwide regulatory reporting experience with Basel capital expertise.
• Excellent oral and written communication; able to partner with stakeholders.

Responsibilities

• Lead end-to-end integrity of capital and RWA reporting, filings, and data oversight.
• Review FFIEC 101/102, FR Y‑9C (HC‑R), and Call Report data with variance analysis.
• Ensure RWA and related balances comply with regulatory instructions within controls.

Skills

Regulatory reporting

Basel capital

Excel

Communication

Internal controls

Analytical skills

Education

Bachelor's degree in Accounting/Finance

Tools

Microsoft Office

Job description

Job Description

As a Regulatory Capital Reporting & Analysis Associate on the U.S. Regulatory Capital and Comprehensive Capital Analysis and Review (CCAR) Reporting team within Firmwide Regulatory Reporting & Analysis (FRRA), you will oversee the production and integrity of regulatory reports for Capital and Risk-Weighted Assets under Basel III Standardized and Advanced Approaches. You will analyze risk-based capital results across external filings, review variance analyses, and ensure adherence to established procedures and SOX controls while engaging directly with senior leadership and regulators. You will also contribute to CCAR stress testing, monitor evolving regulatory requirements including Basel III Endgame, and drive process improvements across the reporting lifecycle.

Job Description

As a Regulatory Capital Reporting & Analysis Associate on the U.S. Regulatory Capital and Comprehensive Capital Analysis and Review (CCAR) Reporting team within Firmwide Regulatory Reporting & Analysis (FRRA), you will oversee the production and integrity of regulatory reports for Capital and Risk-Weighted Assets under Basel III Standardized and Advanced Approaches. You will analyze risk-based capital results across external filings, review variance analyses, and ensure adherence to established procedures and SOX controls while engaging directly with senior leadership and regulators. You will also contribute to CCAR stress testing, monitor evolving regulatory requirements including Basel III Endgame, and drive process improvements across the reporting lifecycle.

Job Responsibilities

• Lead end-to-end integrity of capital and RWA reporting, filings, and data oversight, covering analysis, production, and validation.
• Review quarterly “actuals” for FFIEC 101/102, FR Y‑9C (HC‑R), and Call Report (RC‑R), plus FR Y‑14A stress test forecasts.
• Ensure RWA and related balances comply with regulatory instructions within a robust control and procedural framework.
• Assist in the presentation of quarterly regulatory capital results to the Treasurer, Firmwide Controller, and regulators (FRB, OCC, FDIC), with variance analysis by product/report.
• Review and analyze Standardized and Advanced RWA, SLR, and capital results for JPMorganChase and its Lead Bank for CCAR and Risk Appetite stress tests.
• Address internal and external regulatory inquiries.
• Monitor industry, accounting changes, and regulator changes (e.g. Basel end-game) to maintain accurate filings and assess reporting impacts.
• Lead process improvements and manage quarterly and CCAR post‑mortem actions.
• Execute internal controls for quarter‑end close and CCAR/Risk Appetite reporting.
• Run cross‑report error reviews and revision decision forums to determine regulatory reporting impacts; communicate instruction changes promptly to stakeholders.
• Partner with LOBs, Capital Management/Policy/Controllers to ensure compliance, and lead the Basel III Endgame external reporting workstream across stakeholders post‑announcement.

Required Qualifications, Capabilities, And Skills

• Bachelor's degree in Accounting, Finance, or a related field
• 4 years of experience in financial services or a related industry
• Firmwide regulatory reporting experience with deep Basel capital expertise
• Excellent oral and written communication skills; able to partner effectively with managers and stakeholders at all levels
• Strong control mindset with experience establishing or enhancing internal controls
• Solid knowledge of regulatory reporting standards and requirements
• Strong analytical skills
• Proficiency in Microsoft Office (Excel, Word, PowerPoint)

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.