Regulatory Capital Reporting & Analysis – Associate

JPMorgan Chase & Co.; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

JPMorgan Chase & Co. in Bengaluru, India, is seeking an Associate for Regulatory Capital Reporting & Analysis on the US FRRA CCAR team.

You will oversee production and integrity of capital and RWA reports under Basel III, review external filings, and ensure SOX controls while engaging with senior leadership and regulators. You will contribute to CCAR stress testing, monitor Basel Endgame developments, and drive process improvements across the reporting lifecycle, partnering with LOBs to ensure

Qualifications

• Bachelor’s degree in Accounting, Finance, or related field.
• 4 years of experience in financial services.
• Firmwide regulatory reporting experience with Basel capital expertise.
• Excellent oral and written communication skills.
• Proficiency in Microsoft Office (Excel, Word, PowerPoint).

Responsibilities

• Lead end-to-end integrity of capital and RWA reporting, filings, and data oversight.
• Review quarterly FFIEC 101/102, FR Y-9C (HC-R), and Call Report (RC-R), plus FR Y-14A stress test forecasts.
• Ensure RWA and related balances comply with regulatory instructions within a robust control framework.
• Assist in presenting quarterly regulatory capital results to the Treasurer, Firmwide Controller, and regulators.
• Review standardized and advanced RWA, SLR, and capital results for CCAR and Risk Appetite stress tests.
• Address internal and external regulatory inquiries.
• Monitor regulatory changes to maintain accurate filings and assess impacts.
• Lead process improvements and CCAR post-mortem actions.
• Execute internal controls for quarter-end close and CCAR/Risk Appetite reporting.
• Run cross-report error reviews and communicate instruction changes to stakeholders.
• Partner with LOBs and Capital Management to ensure compliance and lead Basel III Endgame workstreams.

Skills

Regulatory reporting

Basel capital

Analytical skills

Communication

Internal controls

Microsoft Office

Education

Bachelor’s degree in Accounting, Finance, or related field

Tools

Microsoft Office

Job description

As a Regulatory Capital Reporting & Analysis Associate on the U.S. Regulatory Capital and Comprehensive Capital Analysis and Review (CCAR) Reporting team within Firmwide Regulatory Reporting & Analysis (FRRA), you will oversee the production and integrity of regulatory reports for Capital and Risk-Weighted Assets under Basel III Standardized and Advanced Approaches. You will analyze risk-based capital results across external filings, review variance analyses, and ensure adherence to established procedures and SOX controls while engaging directly with senior leadership and regulators. You will also contribute to CCAR stress testing, monitor evolving regulatory requirements including Basel III Endgame, and drive process improvements across the reporting lifecycle.

Job Responsibilities:

• Lead end-to-end integrity of capital and RWA reporting, filings, and data oversight, covering analysis, production, and validation.
• Review quarterly 'actuals' for FFIEC 101/102, FR Y-9C (HC-R), and Call Report (RC-R), plus FR Y-14A stress test forecasts.
• Ensure RWA and related balances comply with regulatory instructions within a robust control and procedural framework.
• Assist in the presentation of quarterly regulatory capital results to the Treasurer, Firmwide Controller, and regulators (FRB, OCC, FDIC), with variance analysis by product/report.
• Review and analyze Standardized and Advanced RWA, SLR, and capital results for JPMorganChase and its Lead Bank for CCAR and Risk Appetite stress tests.
• Address internal and external regulatory inquiries.
• Monitor industry, accounting changes, and regulator changes (e.g. Basel end-game) to maintain accurate filings and assess reporting impacts.
• Lead process improvements and manage quarterly and CCAR post-mortem actions.
• Execute internal controls for quarter-end close and CCAR/Risk Appetite reporting.
• Run cross-report error reviews and revision decision forums to determine regulatory reporting impacts; communicate instruction changes promptly to stakeholders.
• Partner with LOBs, Capital Management/Policy/Controllers to ensure compliance, and lead the Basel III Endgame external reporting workstream across stakeholders post-announcement.

Required Qualifications, Capabilities, and Skills:

• Bachelor’s degree in Accounting, Finance, or a related field
• 4 years of experience in financial services or a related industry
• Firmwide regulatory reporting experience with deep Basel capital expertise
• Excellent oral and written communication skills; able to partner effectively with managers and stakeholders at all levels
• Strong control mindset with experience establishing or enhancing internal controls
• Solid knowledge of regulatory reporting standards and requirements
• Strong analytical skills
• Proficiency in Microsoft Office (Excel, Word, PowerPoint)