Regional Credit Manager

IIFL Home Loans; Chennai District; Vor Ort; INR 4.000.000 - 7.000.000; Vollzeit

Zusammenfassung

IIFL Home Loans seeks a senior professional to manage credit operations and decision support across the Chennai region. The role involves guiding complex proposals, standardizing underwriting, and driving KPI improvements while coordinating with legal, technical, and compliance teams.

The incumbent will mentor Area/Cluster Heads and lead capability building to support prudent growth in a multi-location setting. 7-10 years of retail credit leadership is preferred.

Qualifikationen

• Certified CA or post-graduate in Finance, Commerce, or related field.
• 7-10 years in retail credit with multi-location leadership experience.

Aufgaben

• Review and approve escalated/high-value proposals; guide complex structuring within policy.
• Standardize underwriting practices across locations; run calibration workshops and spot audits.
• Track regional KPIs (TAT, approval rate, delinquency, exception mix) and drive course corrections.
• Coordinate with legal/technical/compliance on edge-cases and risk mitigants.
• Publish regional MIS with insights and action trackers; manage governance reviews.
• Mentor Area/Cluster Heads; drive performance and capability building.

Kenntnisse

Leadership

Escalated decision-making

Compliance awareness

Portfolio analysis & MIS

Ausbildung

CA or Post-Graduate in Finance/Commerce

Jobbeschreibung

BM10293=Sai Empire Tower, Chennai, Tamil Nadu, India

Regular

Job Description

Job Purpose:

Managescredit operations and decision support across the region. Handles escalations,harmonizes processes, and partners with business to enable prudent growth.

Key Responsibilities:

• Review and approve escalated/high ‑ value proposals; guide complex structuring withinpolicy.
• Standardize underwriting practices across locations;run calibration workshops and spot audits.
• Track regional KPIs (TAT, approval rate, delinquency,exception mix) and drive course corrections.
• Coordinate with legal/technical/compliance on edgecases and risk mitigants.
• Publish regional MIS with insights and actiontrackers; manage governance reviews.
• Mentor Area/Cluster Heads; drive performance andcapability building.

Skills Required:

• Strong leadership and problem-solving skills.
• Experience in escalated decision-making.
• Good knowledge of compliance and regulatory aspects.
• Portfolio analysis and MIS presentation skills.

Educational Qualifications and Experience:

• Certified CA/ Post-Graduatein Finance, Commerce, or related field.
• 7-10 years in retail credit with multi-locationleadership experience.

Job Snapshot

Updated Date

09-10-2026

Job ID

Job8114

Department

Location

Location BM10293=Sai Empire Tower, Chennai, Tamil Nadu, India