Regional Credit Manager

IIFL Home Finance Ltd.; Chennai; Vor Ort; INR 1.500.000 - 2.100.000; Vollzeit

Zusammenfassung

IIFL Home Finance Ltd. is seeking a senior professional to manage credit operations across the region and provide decision support. You will handle escalations, harmonize processes, and partner with business to enable prudent growth.

The role requires leading underwriting standards, monitoring KPIs, and coordinating with legal/compliance on risk mitigants while mentoring senior leaders to drive performance and capability building in a multi-location setup.

Qualifikationen

• Certified CA or related postgraduate qualification in Finance or Commerce.
• 7–10 years in retail credit with multi-location leadership experience.

Aufgaben

• Review and approve escalated/high value proposals; guide complex structuring within policy.
• Standardize underwriting practices across locations; run calibration workshops and spot audits.
• Track regional KPIs (TAT, approval rate, delinquency, exception mix) and drive course corrections.
• Coordinate with legal/technical/compliance on edgecases and risk mitigants.
• Publish regional MIS with insights and action trackers; manage governance reviews.
• Mentor Area/Cluster Heads; drive performance and capability building.

Kenntnisse

Leadership

Escalated decisions

Regulatory compliance

Portfolio analysis

MIS reporting

Ausbildung

CA

PG in Finance/Commerce

Jobbeschreibung

Job Purpose:

Managescredit operations and decision support across the regionHandles escalations,harmonizes processes, and partners with business to enable prudent growth

Key Responsibilities:

• Review and approve escalated/high value proposals; guide complex structuring withinpolicy
• Standardize underwriting practices across locations;run calibration workshops and spot audits
• Track regional KPIs (TAT, approval rate, delinquency,exception mix) and drive course corrections
• Coordinate with legal/technical/compliance on edgecases and risk mitigants
• Publish regional MIS with insights and actiontrackers; manage governance reviews
• Mentor Area/Cluster Heads; drive performance andcapability building

Skills Required:

• Strong leadership and problem-solving skills
• Experience in escalated decision-making
• Good knowledge of compliance and regulatory aspects
• Portfolio analysis and MIS presentation skills

Educational Qualifications and Experience:

• Certified CA/ Post-Graduatein Finance, Commerce, or related field
• 7-10 years in retail credit with multi-locationleadership experience

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.