Product Manager II (Lending & Credit)

Bluevine - India; Bengaluru; Hybrid; INR 2,000,000 - 3,500,000; Full time

Benefits offered by this job

Health coverage

Stock options

Transportation assistance

Generous paid time off

Mental health benefits

Financial advisory services

Learning & development

Job summary

Bluevine is a leading fintech platform revolutionizing small business banking in the U.S. The Product Manager will own the roadmap for payments, collections, and finance within the lending unit, collaborating with cross-functional teams to deliver data-driven features that scale operations.

The role requires strong analytical skills, SQL proficiency, and a proven ability to drive complex projects with limited resources, while communicating effectively with risk, finance, and legal teams.

Qualifications

• 5+ years as Product Manager in a fast-paced tech company
• Strong SQL and data analysis skills
• Experience coordinating cross-functional teams and stakeholders

Responsibilities

• Own and drive the product roadmap for payments, collections, capital markets, and accounting & finance within the lending unit
• Gather requirements from risk, back-office operations, accounting, finance, and legal compliance teams
• Define detailed technical specifications and acceptance criteria for new features
• Collaborate with R&D and QA teams; perform UAT before production deployments
• Monitor and maintain mission-critical systems across payments and accounting
• Analyze data and stakeholder input to prioritize work for maximum business impact
• Facilitate communication between R&D and business stakeholders; provide regular updates
• Conduct demos for new features and develop training materials for stakeholders

Skills

Product management

SQL

Data analysis

Stakeholder management

AI tools

Education

B.S./B.A. in physics, CS, or engineering

MS/PhD/MBA considered

Job description

Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best.

Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed.

We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next?

Hybrid Role. At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in‑person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In‑office days will be determined by location and discipline.

About the Role

Bluevine is looking for an experienced Product Manager who will own and drive the roadmap for payments, collections, capital markets, accounting & finance for the lending business unit. The platform and systems used in this domain are mission‑critical and impact the experience for our clients and serve as the backbone for internal stakeholders’ workflows.

This person will be responsible for articulating the business case for and delivering new features as well as enhancing our existing solutions, based on customer and stakeholder feedback and data‑driven analyses. This role will require collaboration with a broad set of technical and non‑technical stakeholders, including R&D, risk and back‑office operations, support, business operations, accounting and finance teams, and legal & compliance.

What You’ll Do

• Own and drive the product roadmap for payments, collections, capital markets, and accounting & finance within the lending business unit — aligning features and initiatives to company strategy, OKRs, and KPIs through close collaboration with leadership and cross‑functional stakeholders
• Conduct business discovery and gather requirements from a broad set of internal stakeholders, including risk, back‑office operations, accounting, finance, and legal compliance teams
• Define detailed technical specifications for new features and projects, outlining business requirements, acceptance criteria, and system design considerations — serving as a precise guide for engineering teams throughout the development lifecycle
• Partner closely with R&D and QA teams through sprint planning and execution, conducting UAT before production deployments and driving issues and bugs to resolution
• Monitor and maintain mission‑critical systems across payments, accounting, and capital markets — ensuring data accuracy, integrating with banks and vendors, and enhancing internal operational tools for efficiency and scalability
• Identify the business case for new products and enhancements through data analysis, SQL‑based querying, customer feedback, and stakeholder input — prioritizing work for highest business impact
• Facilitate smooth communication between R&D teams and business stakeholders, providing regular project updates, managing expectations, and proactively identifying and mitigating risks
• Conduct demo sessions for new features prior to launch and develop training materials and reports for stakeholders and partners

What We Look For

• 5+ years experience as a Product Manager in a fast‑paced technology company
• Fintech lending experience is a plus but not mandatory
• A self‑starter with a bias to action who is able to move projects forward and lead a cross‑functional team towards product solution
• Exceptional communication and organizational skills, with the ability to interact with a diverse group of technical and non‑technical stakeholders
• Advanced analytical skills, including experience with data analysis and SQL
• Experience managing complex projects with limited resources and competing priorities
• Experience with using AI tools such as Gemini, ChatGPT and Claude for research, automation and prototyping
• B.A. or B.S. in physics, computer science, engineering, or related field
• Previous work experience in a technical role is a plus
• Masters, PhD, or MBA will be considered when evaluating work experience

Benefits

• Excellent group health coverage and life insurance
• Stock options
• Transportation assistance (terms and conditions apply)
• Generous paid time off plan, Holidays
• Company‑sponsored mental health benefits
• Financial advisory services for both short‑ and long‑term goals
• Learning and development opportunities to support career growth

Work Arrangement: 3 days working from the office and 2 days remote work in a week.