Product Manager

Pine Labs; Bengaluru; On-site; INR 1,500,000 - 2,300,000; Full time

Job summary

Pine Labs in Bengaluru is seeking a Product Manager to own core payments products across in-store platforms, including card payments, terminals, and merchant integrations.

You will define roadmaps, write PRDs, collaborate with engineering and operations, and drive end-to-end delivery from concept through launch, while leveraging AI to optimize specs and data-driven decisions. You will engage with banks, regulators, and partners to ensure compliance and successful adoption.

Qualifications

• 3-5 years of product management or related technical experience.
• Engineering degree from top-tier institutions (IITs, NITs, BITS, or equivalent).
• MBA from premier B-school (IIMs, ISB, FMS, or equivalent) is a plus.
• Experience in payments (instore/Omni), POS terminals or fintech.
• Strong technical foundation — comfortable with APIs, system architectures, and technical discussions.

Responsibilities

• Own the roadmap for Core platform products for instore payments, ensuring alignment with objectives and market needs.
• Define end-to-end lifecycle of initiatives including onboarding, transaction processing, settlement for different in-store card payment modes, VAS services, and enterprise interfaces.
• Drive product development from conception to launch, including defining features and prioritizing requirements.
• Write detailed PRDs, define use cases, and document edge cases for complex payment and integration flows using AI workflows.
• Collaborate across engineering, business, and operations to deliver features at scale and resolve blockers.
• Cultivate stakeholder relationships with banks, payment networks, regulators, and technology partners to drive adoption and compliance.
• Analyze product and transaction data to guide decisions, monitor adoption, and identify issues.

Skills

Product management

Payments knowledge

APIs

System architectures

Communication

Education

Engineering degree (IITs/NITs/BITS)

MBA (IIM/ISB/FMS)

Job description

Join our Core Payments Team as a Product Manager to own key product areas including Card payments, omni channel platform products, Terminals and custom merchant integrations across Pine Labs' in-store platform.

What you'll do

• Own the roadmap for Core platform products for instore payments, ensuring alignment with company objectives and market needs.
• Define E2E lifecycle of an initiative including onboarding, transaction processing, settlement for different instore card payment modes, VAS services, custom merchant interfaces for enterprise, retail and government merchants
• Drive product development from conception to launch, including defining features, prioritizing requirements, and overseeing implementation.
• Write detailed PRDs, define use cases, and document edge cases for complex payment and integration flows using AI workflows.
• Collaborate across engineering, business, and operations teams to deliver features at scale — managing trade-offs and resolving blockers.
• Cultivate relationships with key stakeholders, including banks, payment networks, regulators, and technology partners, to drive product adoption and compliance.
• Analyze product and transaction data to guide decisions, monitor adoption, and identify issues.

What we're looking for

• 3-5 years of product management or related technical experience.
• Engineering degree from a top-tier institution (IITs, NITs, BITS, or equivalent).
• MBA from a premier B-school (IIMs, ISB, FMS, or equivalent) is a plus.
• Experience in payments (instore/Omni), POS terminals or fintech.
• Strong technical foundation — comfortable with APIs, system architectures, and technical discussions.

Technical Skills & efficiency

• Hands-on with payment transaction workflows with good understanding of the merchant ecosystem.
• Strong understanding of the card and omni channel payments ecosystem, including regulations, technical standards, and competitive landscape.
• Excellent communication skills, with the ability to influence and collaborate effectively across teams and levels of the organization.
• Passion for innovation and a customer-centric mindset, with a relentless focus on delivering value to users and driving business growth
• Ability to thrive in ambiguity and lead through change, with a willingness to roll up sleeves and tackle challenges head-on.
• Use AI for writing specs, analyzing data, prototyping, and automating tasks.