Product Management- Director

Paytm; Bengaluru; On-site; INR 2,000,000 - 3,000,000; Full time

Job summary

Paytm is seeking a Product Manager to lead cross-border payments with ownership over the strategy and execution. In this hands-on role, you will work on defining the product vision, writing PRDs, and coordinating sprints while ensuring compliance with regulatory frameworks.

The ideal candidate has a deep understanding of the payments landscape, with 6+ years of product management experience, particularly in FinTech and cross-border money movement. This role offers a chance to leverage AI in enhancing product capabilities.

Qualifications

• 6+ years in product management with a track record of shipping at scale.
• 3–4+ years in FinTech or Payments with direct exposure to cross-border money movement.
• Solid understanding of payment systems and regulatory frameworks in the cross-border context.

Responsibilities

• Own product vision and roadmap for cross-border payments.
• Write PRDs and own delivery from spec through launch.
• Collaborate with legal and compliance to ship products meeting regulatory requirements.

Skills

Product Management

FinTech

Payments

AI/ML

Compliance

Job description

About Paytm Group

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.

About the Role

We’re looking for a Product Manager to own cross-border payments end-to-end – strategy, roadmap, execution, and iteration. This is a hands‑on PM role: you write PRDs, run sprints, dig into data, and ship. You need to understand how money moves internationally – FX, settlement, compliance rails and be comfortable using AI to push product capabilities forward.

What You’ll Do

• Own product vision, roadmap, and OKRs for cross-border payments.
• Write PRDs, define acceptance criteria, run sprint planning, and own delivery from spec through launch and post‑launch monitoring.
• Partner with engineering on system design – payment orchestration, FX engine, ledger, reconciliation, API contracts.
• Drive customer research: interviews, usability tests, funnel analysis, side‑by‑side sessions with support teams.
• Collaborate with legal, compliance, and risk to ship products that meet regulatory requirements across jurisdictions while keeping friction low.
• Identify where AI/ML creates real product leverage (routing, fraud, pricing, ops automation).
• Competitive benchmarking across the cross‑border landscape to inform roadmap and positioning.

Must Have

• 6+ years in product management with a track record of shipping at scale.
• 3–4+ years in FinTech, Payments, or Financial Services; direct exposure to cross-border money movement, FX, or remittances strongly preferred.
• Solid understanding of payment systems: payment processors, FX engines, settlement mechanics, SWIFT/local rails, reconciliation.
• Hands‑on with PRDs, sprints, and working directly with engineering in an agile setup.
• Working knowledge of regulatory frameworks (AML/KYC, sanctions screening, licensing) in cross-border context.
• Clear communicator who can write a spec, present to leadership, and align cross‑functional teams.

Good to Have

• Shipped or contributed to products leveraging AI/ML (intelligent routing, risk scoring, dynamic pricing, LLM‑based ops automation).
• Corridor‑level understanding – why US to India behaves differently from UK to Nigeria (liquidity, partner rails, settlement windows).
• Design sensibility – can critique a wireframe and push back when UX doesn’t serve the user.
• Technical fluency – can read an API spec, discuss schema trade‑offs, understand event‑driven architectures.