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Bread Financial, a tech-forward financial services company, seeks a Principal Software Engineer to shape the SDLC across full stack, frontend, and backend. You will drive architecture, performance, and security while mentoring engineers and upholding enterprise standards.
You will lead the design and delivery of transformative applications, champion high-quality code, testing, and automation, and guide cross-functional teams toward scalable, robust software solutions that align with strategic
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here.
The Principal Software Engineer is a pivotal leader in the organization, responsible for shaping the strategic direction of the software development lifecycle (SDLC) across full stack, front-end and backend. This role involves making strategic decisions to enhance system scalability, security, and performance, while championing the highest standards in coding, testing protocols, and automation strategies. The Principal will drive the design, provide inputs on architecture and delivery of transformative applications that align with user requirements and business objectives along with upholding enterprise standards. Their expertise will be instrumental in optimizing SDLC processes and pioneering new technologies. This role demands a profound technical mastery and the ability to mentor and inspire engineers, fostering a culture of innovation and excellence.
Spearhead conceptualization and implementation of cutting-edge financial technology solutions. Transform business requirements into innovative applications tailored to user requirements and guide their seamless execution. Make strategic decisions to enhance system scalability, security, and performance.
Bachelor’s Degree in Computer Science or related field of study or equivalent, relevant work experience. 1 cloud certification- AWS cloud practitioner, Microsoft Azure Fundamentals or Google Cloud- Cloud Digital Leader 13-15 years of work experience in related field (Software Development Life Cycle across Full Stack, Frontend and Backend Development and UI / UX engineering).
15-17 years of work experience in related field (Software Development Life Cycle across Full Stack, Frontend and Backend Development and UI / UX engineering).
Agile Methodology DevOps Java (Programming Language) JavaScript Microsoft Azure Functions Microsoft Azure SQL Full Stack Development Amazon Web Services (AWS) React.js Angular Flutter
Director and above
Direct Reports: 0
Normal office environment, hybrid.
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial®(NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers.Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through ourco-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers.Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family: Information Technology Job Type: Regular
As a tech-forward financial services company, we strive to create value for both our customers and our associates. At Bread Financial, you are empowered to thrive. Our company is bold, tenacious and innovative, challenges you to be your best, respects your voice, recognizes your contributions, cares for your total well-being, and has a collaborative, kind and inclusive culture that fosters growth and success. Bread Financial is headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its approximately 7,000 global associates. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally.