Principal Engineer

Zoho; Bengaluru; On-site; INR 4,200,000 - 6,600,000; Full time

Job summary

Tazapay is seeking a Principal Engineer to shape and scale its global payments platform. You will lead design of distributed systems handling high-volume cross-border flows, settle financials, and enforce security and compliance across currencies.

The role emphasizes hands-on coding in critical paths, architectural leadership, and mentoring teams to elevate engineering practices toward AI-enabled development.

Qualifications

• Bachelor's or Master's in CS/Engineering or related field.
• 12+ years building and operating large-scale backend systems.
• Experience as Staff/Principal Engineer or equivalent.

Responsibilities

• Design and evolve architecture of distributed systems for global payments and financial infra.
• Define architectural standards and engineering best practices.
• Remain hands-on in critical parts of the system as needed.
• Drive AI-native engineering practices and explore AI-driven opportunities.
• Collaborate with product and business leaders to translate requirements into scalable systems.
• Identify bottlenecks related to performance, reliability, and scalability.
• Mentor senior engineers and raise the technical bar across teams.

Skills

Go

Distributed systems

Cloud architecture

Backend design

Technical leadership

Fintech/payments

Communication

Education

Bachelors/Masters CS/Engineering

Tools

AWS

GCP

Azure

Relational/NoSQL

Job description

TazaPay is a trade management platform for small- and medium-sized businesses (SMBs) to conduct cross-border commerce safely.

It will bring together the best technologies and financial services that are only available to the large companies today and make them accessible to the SMBs.

We are trying to address the unmet needs of millions of exporters and importers who not have access to the essential tools for doing cross-border trade such as trade protections via escrow, currency hedging and finance

Lack of trust is one of the biggest inhibitors for B2B cross border business. Buyers and sellers tend to work only with known and trusted parties thereby limiting their business opportunities. Our platform will enable access to various services for doing cross-border trade safely - such as counterparty risk assessment, trade assurance and trade protections via escrow

Our goal is to enhance trust in the trade process so that SMBs feel confident about doing more business with overseas counterparties

Our platform is cloud-based and easy to use. Our mobile and web apps simplify and digitalize every step of the process. Using our cloud-based platform, the SMBs can do more business with trusted parties in a trusted and convenient manner.

Job Description

About Tazapay

Tazapay is a global cross-border payment platform that enables businesses to seamlesslytransact across fiat and stablecoins. With a robust Pay-in and Pay-out network spanningmultiple geographies, Tazapay offers unparalleled flexibility in payment methods, includingnamed virtual accounts, alternative payment methods (APMs), and stablecoins.Licensed in Singapore, Canada, USA and Australia, Tazapay provides a fully compliant andtransparent payment infrastructure that allows businesses to offer fiat and stablecoin-basedtransactions to their underlying clients. Its platform ensures effortless onboarding ofmerchants while also supporting white-label solutions, empowering businesses to scale theirglobal payments without operational complexity.

With Tazapay, enterprises can bridge the gap between traditional finance and digital assets,ensuring interoperability, compliance, and seamless cross-border transactions at scale.We are passionate about building reliable, secure, and cutting-edge payment solutions thatempower businesses.

Role Overview

We are looking for a Principal Engineer to help define and scale the next generation ofTazapay’s global payments platform.The platform supports high-volume global paymentflows across multiple currencies (fiat, stablecoins, and cryptocurrencies) and geographies. This is a hands-on technical leadership role focused on solving complex distributedsystems problems in areas such as payment orchestration and routing, cross-bordersettlement, financial ledgers, treasury management, fraud detection, AML and stablecoininfrastructure. A key part of this role will be helping evolve our engineering practices toward AI-assistedsoftware development and identifying where AI-driven capabilities can improve our platform. This role requires a strong combination of deep technical expertise, pragmatic systemdesign, and the ability to influence teams across the engineering organization.

Key Responsibilities

• Design and evolve the architecture of distributed systems powering global paymentflows, settlement, and financial infrastructure with strong guarantees aroundtransactional integrity, auditability, security, compliance and financial correctness.
• Act as a technical leader across teams, defining architectural standards andengineering best practices that guide the evolution of the platform across teams.
• Remain hands-on in critical parts of the system, contributing to architecture, design,and key implementations where necessary.
• Drive AI-native engineering practices. Improve AI-assisted development workflowsacross the team. Evaluate and implement AI/ML/agentic opportunities in our productand lead implementation.
• Collaborate with engineering, product, and business leaders to translate complexbusiness requirements into reliable and scalable technical systems.
• Identify and solve system-level bottlenecks related to performance, reliability,scalability, and operational complexity.
• Mentor and guide senior engineers and technical leaders, helping raise the overalltechnical bar of the organization.

Qualifications

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a relatedtechnical field
• 12+ years of experience building and operating large-scale backend systems,including significant experience designing distributed systems in productionenvironments.
• Prior experience as a Staff Engineer, Principal Engineer, or equivalent technicalleadership role.
• Strong hands-on experience designing and building backend systems using Golang (our primary backend programming language) or equivalent experience in Java,Python, or C++.
• Deep understanding of distributed systems, concurrency, consistency models,asynchronous architectures, and system reliability.
• Experience building and operating high-availability services in cloud environmentssuch as AWS, GCP, or Azure.
• Strong experience diagnosing and solving complex system problems related toperformance, reliability, and scalability.
• Experience designing data models and storage systems using relational and NoSQLdatabases.
• Strong technical communication skills with the ability to influence engineers andstakeholders across teams.

Preferred Qualifications

• Deep expertise in Go concurrency patterns, performance tuning, and productiondebugging
• Prior experience with fintech and payments
• Proven expertise in the digital assets, stable coins, crypto current or block chain technologies