Portfolio Risk Analytics & Tiering - Fintech Client Risk Analytics, NCT

Deutsche Bank AG; Mumbai; On-site; INR 1,500,000 - 2,600,000; Full time

Benefits offered by this job

Leave policy

Parental leave reimbursement

Sponsorship for certifications

Employee assistance program

Hospitalization insurance

Term life insurance

Health screening

Job summary

Deutsche Bank AG in Mumbai seeks a Product & Transaction Analytics professional to oversee risk analytics for fintech clients. The role focuses on risk reviews, regulatory compliance, and analytics across client relationships within the CCM FP Discoveries team.

The candidate will leverage data skills, maintain documentation, and support governance across risk activities while collaborating with a global, diverse team. English proficiency is required.

Qualifications

• Relevant university degree or equivalent professional experience.
• Regulatory and/or KYC topics knowledge.
• Banking experience with AML/Financial Crime background.
• Knowledge of risks in FPD/CCM space.
• Ability to filter large data volumes for relevance.
• Strong analytical skills and risk awareness.

Responsibilities

• Perform Account Activity Reviews (AAR) and transaction-risk controls, including alert handling, four-eye review and escalation of financial crime concerns.
• Support portfolio-level risk activities across FPD relationships and governance.
• Conduct detailed analysis of client, account and transaction data to identify risk indicators.
• Execute controls and reviews per Deutsche Bank policies and regulatory requirements.
• Support remediation, risk reviews and onboarding/offboarding tracking.
• Produce and maintain risk data, reporting and performance metrics.
• Contribute to process enhancement, digitization and AI adoption for efficiency.

Skills

AML / Financial Crime

Regulatory knowledge

Data analysis

English fluency

MS Office

AI tools

Attention to detail

Team player

Cross-cultural

Education

Relevant university degree

Tools

Excel

PowerPoint

Outlook

Job description

Job Description

Job Title: Product & Transaction Analytics - Fintech Client Risk Analytics Corporate Title: NCT

Location: Mumbai, India

Role Description

The Corporate Bank is a leading provider of cash management, trade finance trust and securities services, supporting corporate and institutional clients globally. FinTech Platform and Digital Economy (FPD) is one of the key growth pillar of Merchant Solutions within Corporate Bank. The CCM FPD Centre of Prevention and Detection (AAR CPD) is responsible for overseeing risk-based account activity reviews across the FPD client relationships. The function plays a critical role in the identification, assessment and escalation of potential financial crime, sanctions, embargo and money laundering risks, supporting Deutsche Bank's commitment to maintaining a strong and effective control environment.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

• Best in class leave policy.
• Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Perform Account Activity Reviews (AAR) and transaction-risk controls, including AAR alert handling, four-eye review, Merchant Screening, risk-based investigation and timely escalation of sanctions, embargoes, money laundering and other financial crime concerns.
• Support portfolio-level risk activities across FPD relationships, including sales and pre-approval governance, NCA assessments, transaction-to-approved-flow mapping, adverse media reviews, periodic risk-review triggers, client risk assessments and tiering, FCRC/CRMF and CRN reviews, portfolio risk read-across and quality assurance.
• Conduct detailed analysis of client, account and transaction information, filtering large volumes of data against established criteria to identify risk indicators, unusual activity, control gaps and potential financial crime concerns.
• Execute controls and reviews in accordance with Deutsche Bank policies, KODs, Key Operating Procedures (KOPs) and applicable regulatory requirements, maintaining accurate documentation and audit-ready evidence.
• Support remediation and ongoing control activities, including Merchant Screening, periodic risk reviews, client tiering, onboarding/offboarding tracking, post-implementation validation and quality assurance, escalating exceptions or control issues as appropriate.
• Produce and maintain accurate management information, risk data, tracking and performance reporting, supporting effective monitoring of the FPD portfolio and AAR CPD activities.
• Contribute to process enhancement, digitization, workflow optimization, advanced analytics and responsible AI initiatives to improve the efficiency and effectiveness of prevention and detection activities.
• Work collaboratively across a diverse and geographically distributed team, exercising sound judgement, challenging appropriately and escalating risk or control concerns without delay.

Your skills and experience

• Relevant university degree and/or equivalent professional experience
• Prior knowledge/experience with regulatory and/or KYC related topics
• Prior experience in Banking, ideally with an AML / Financial Crime related background (e.g. AFC, Compliance, Audit)
• Knowledge and awareness of Risks associated with FPD/CCM space
• Ability to filter large volume of data & information for relevance against established criteria
• Good research and analytical skills, combined with a good sense of risk awareness.
• Attention to detail, accuracy, diligence and the ability to deliver high-quality results within tight deadlines.
• Team player with strong work ethics while able to work independently under limited supervision.
• Capable to work and collaborate within a multicultural and diverse environment.
• Fluent communication skills in written and spoken English required.
• Good command of MS Office applications (Excel, Word, PowerPoint, Outlook) and general computer proficiency
• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

Training and development to help you excel in your career.

Coaching and support from experts in your team.

A culture of continuous learning to aid progression.

A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information: https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division. Together we can make a great impact for our clients at home and abroad, securing their lasting success and financial security.

More information at: Deutsche Bank Careers (db.com)