Payment Lifecycle Analyst

JPMorganChase; Bengaluru; On-site; INR 900,000 - 1,500,000; Full time

Job summary

JPMorganChase in Bengaluru, Karnataka, India, is seeking a Payment Lifecycle Analyst to support funding, reconciliation, and automation within Payments Operations.

You will work on funding Nostro accounts, monitor exceptions, and collaborate with treasury teams to optimize cash positions across Asia, EMEA and WHEM. Strong English skills and banking operations experience are required.

Qualifications

• Strong written and oral comprehension of English language.
• Working knowledge of Banking Operations.
• College degree and four or more years of banking experience in a leadership role, or four or more years of Banking Operation Experience.

Responsibilities

• Prepare the position of the Nostros as per the funding requirement.
• Ensure that all work items are completed as per the agreed SLA.
• Co-ordinate with the business and treasury teams to arrive at the appropriate funding requirements of the Nostro Account.
• Perform reconciliation to identify the reason for the break and reach out to businesses to close the breaks.
• Monitor the exceptions and ensure that they are resolved in a timely manner.
• Identify opportunities for improving the efficiency of the process.
• Identify the training requirements of the team members and work with the Associate on providing the required trainings.
• Track the changes to the procedures and ensure that the team is fully aware of the changes.
• Support Global Treasury teams in the process of predicting and funding the banks cash positions across Asia, EMEA & WHEM
• Monitor & validate overdraft & credit interest charges
• Partner with Global projects team to ensure seamless rollouts of any enhancements and on or off boarding of any accounts from Cash Management systems

Skills

English proficiency

Banking operations knowledge

Leadership experience 4+ years

Education

Bachelor's degree

Tools

Microsoft Office

Nostro funding process

Job description

Job Description

Are you ready to make an impact in the world of digital payments? Join our team where your analytical prowess and problem-solving skills will help shape the future. We offer a stimulating environment with opportunities for constant learning and expanded responsibilities.

Job Description

Are you ready to make an impact in the world of digital payments? Join our team where your analytical prowess and problem-solving skills will help shape the future. We offer a stimulating environment with opportunities for constant learning and expanded responsibilities. As a Payment Lifecycle Analyst within Payments Operations, you will play a pivotal role in ensuring the smooth transfer of funds between various parties while enhancing our payment operations framework. You will leverage your knowledge of automation technologies and systems architecture to process payments across various products and parties. Your responsibilities include identifying and resolving issues, making decisions guided by established practices, and contributing to short-term operational goals. You will engage with stakeholders, manage projects, and spur continuous improvement initiatives, building strong working relationships with internal lines of business. Your ability to understand and apply cybersecurity controls, anti-fraud strategies, and data analysis techniques will be key to your success in this role.

Job Responsibilities

• Prepare the position of the Nostros as per the funding requirement
• Ensure that all work items are completed as per the agreed SLA
• Co-ordinate with the business and treasury teams to arrive at the appropriate funding requirements of the Nostro Account
• Perform reconciliation to identify the reason for the break and reach out to businesses to close the breaks
• Monitor the exceptions and ensure that they are resolved in a timely manner
• Identify opportunities for improving the efficiency of the process.
• Identify the training requirements of the team members and work with the Associate on providing the required trainings
• Track the changes to the procedures and ensure that the team is fully aware of the changes
• Support Global Treasury teams in the process of predicting and funding the banks cash positions across Asia, EMEA & WHEM
• Monitor & validate overdraft & credit interest charges
• Partner with Global projects team to ensure seamless rollouts of any enhancements and on or off boarding of any accounts from Cash Management systems

Required Qualifications, Skills And Capabilities

• Strong written and oral comprehension of English language
• Working knowledge of Banking Operations
• College degree and four or more years of banking experience in a leadership role, or four or more years of Banking Operation Experience

Preferred Qualifications, Skills And Capabilities

• Proficient in Microsoft office applications and software
• Knowledge of Nostro Funding Process

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.