P&C Underwriter Analyst

Futurz Consultancy Services; Chennai District; On-site; INR 600,000 - 900,000; Full time

Job summary

Futurz Consultancy Services requires a data-driven underwriting professional to assess insurance applications, determine risk levels, and help shape underwriting guidelines. The role involves analyzing large datasets, advising on coverage options, and collaborating with stakeholders to optimize policy premiums.

The ideal candidate will have a strong grasp of P&C insurance principles, proficiency with Excel or SQL, and the ability to work in a fast-paced environment with competing priorities.

Qualifications

• Strong knowledge of P&C insurance principles, policies and regulations.
• Proficiency in analyzing large datasets using Excel or SQL.
• Experience working with cross-functional teams.
• Excellent communication to provide clear, concise advice to stakeholders.
• Ability to work in a fast-paced environment with multiple priorities and deadlines.
• Familiarity with industry-standard tools and technologies used in underwriting and risk management.

Responsibilities

• Conduct thorough analysis of insurance applications to determine risk levels and make informed underwriting decisions.
• Collaborate with internal stakeholders to develop and implement effective underwriting guidelines and procedures.
• Review and analyze complex data sets to identify trends, patterns, and correlations impacting policy premiums.
• Provide expert advice on property-casualty insurance products, including coverage options, limits, and deductibles.
• Analyze large datasets to identify potential risks and opportunities for growth.
• Develop and maintain relationships with external partners to stay updated on industry trends and best practices.

Skills

P&C insurance knowledge

Data analysis (Excel/SQL)

Cross-functional collaboration

Communication skills

Deadline management

Risk management tools

Tools

Excel

SQL

Job description

Roles and Responsibilities :

• Conduct thorough analysis of insurance applications to determine risk levels and make informed underwriting decisions.
• Collaborate with internal stakeholders to develop and implement effective underwriting guidelines and procedures.
• Review and analyze complex data sets to identify trends, patterns, and correlations impacting policy premiums.
• Provide expert advice on property-casualty insurance products, including coverage options, limits, and deductibles.
• Analyze large datasets to identify potential risks and opportunities for growth.
• Develop and maintain relationships with external partners to stay updated on industry trends and best practices.

Job Requirements :

• Strong understanding of P&C (Property & Casualty) insurance principles, policies, and regulations.
• Proficiency in analyzing large datasets using statistical software such as Excel or SQL.
• Experience working with cross-functional teams to achieve business objectives.
• Excellent communication skills to provide clear and concise advice to stakeholders.
• Ability to work in a fast-paced environment with multiple priorities and deadlines.
• Familiarity with industry-standard tools and technologies used in underwriting and risk management.