Operations Early Talent 2026-2027

Deutsche Bank; Bengaluru; On-site; INR 500,000 - 700,000; Full time

Benefits offered by this job

Leave policy

Parental leaves

Childcare assistance reimbursement

Certifications sponsorship

Employee assistance program

Health insurance

Life insurance

Health screening

Job summary

Deutsche Bank is hiring for the Operations Early Talent 2026-2027 in India. The role involves handling payments processing, reconciliation, settlement and collateral management across multiple business lines.

You will engage in KYC workflows, client lifecycle tasks and adhere to regulatory requirements, with robust learning and development support. You will participate in a global operations team, contributing to risk controls and process improvements while leveraging AI tools to enhance

Qualifications

• Ensure processes are performed per Key Operating Procedures.
• Escalate unusual activity (e.g., high value payments).
• Be aware of risks and escalate to supervisors.
• Contribute to intra and end-of-day monitoring of process checkpoints.
• Understand connectivity from process and system perspective.
• Communicate updates to stakeholders and elevate issues.
• Identify Key Risk Indicators and coordinate reporting.
• Research and implement process improvements with AI tools.
• Familiarity with market practice developments and operational risk.

Responsibilities

• Payments – ensure accurate and timely processing of payments and cash-related investigations.
• Reconciliation Production Operator – develop operating level agreements and manage Nostro breaks and risk reporting.
• Settlement – perform pre/post settlement tasks across asset classes and participate in BAU and projects.
• Collateral management – daily reconciliation and dispute resolution with global teams.
• Treasury – manage trade lifecycle tasks and regulatory reporting as required.
• Trade Finance – handle collections and letters of credit processing to meet SLAs.
• Client Lifecycle – onboarding/offboarding and Know Your Customer requirements.
• Messaging & Embargo Filtering – review and resolve blocked messages per sanctions rules.

Skills

Payments processing

Reconciliation

Settlement support

Risk awareness

Process improvement

Education

B.Com / BBA

Job description

Job Description:

Job Title: Operations Early Talent 2026-2027

Location: Bangalore / Jaipur / Pune, India

Corporate Title: NCT

Role Description

• Operations teams provides support for all Deutsche Bank’s businesses to enable them to deliver transactions and manage clients. Our people work in established global financial centres to name a few London, New York, Frankfurt and Singapore, as well as specialist development and service centres in locations including Bucharest, Moscow, Pune, Dublin and Cary. We process payments in excess of a trillion euros across the bank’s platforms, support thousands of trading desks and enable millions of banking transactions, share trades and emails every day.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• While each role will carry its specific nuances, largely the following processes / functions are being sought for during the hiring drive:
• Payments –As a team member here you will be responsible for the accurate and timely processing of all types of payments including processing of physical cash/valuables, as well as the handling of cash related investigations. This includes the processing of time-critical, complex transactions on behalf of the Bank’s internal and external clients, cash-related investigations involving enquiries from clients and internal stakeholders on cash payments before and after execution.
• Reconciliation Production Operator: As a member in this team, you will be responsible for developing operating level agreements and ensuring that they’re in line with overall business service level agreements. The tasks involved will be Executing/Booking the Prime Brokerage Equity clean cash Payments for PB clients, Inventory management of the stock across markets, Reconciliation of the Nostro breaks across markets, Risk Reporting of High values.
• Settlement: You are expected to perform pre and post settlement tasks under Derivative Settlements (across Asset Classes). Analyst will be responsible to ensure that all tasks assigned to the team are done accurately and all the exceptions items are followed up to resolution. In addition to the daily BAU Analyst will also participate in projects, group initiatives and UAT tests and training Collateral management Operator: You would be part of a team, which is responsible for the day-today Collateral Reconciliation and Dispute Resolution. The individual will take an active role in working with Collateral Management colleagues globally, operations colleagues, risk management and front office traders & sales to ensure that the firm's exposure to its clients and counterparties are properly monitored on a daily basis.
• Treasury: Understand the Trade life cycle and manage work effectively along the Trade life cycle from trade capture till settlements for every transaction. Responsible to carry out daily tasks effectively, efficiently, and accurately – given any incorrect processing exposes the Bank to financial risk and, importantly, great Regulatory risks. Responsible for regulatory reporting, where necessary, and as and when required.
• Trade Finance: Handle processing of Collections, Letter of credit as part of trade operation team in Trade center, to meet agreed customer service level agreements and review outstanding transactions.
• Client Lifecycle – Onboarding, offboarding clients, ensuring know your customer requirements are met, periodic reviews of clients depending on risk and value.
• Messaging & Embargo Filtering - Responsible for the appropriate review, confirmation and decision taking on stopped transaction messages to confirm mismatches for release from the transaction filtering process in line with applicable Sanction regulations and the Bank’s policies and procedures.
• Deutsche Bank Group
• Operational Reference Data Services (ORDS) function comprises of Client Data, Tax & Regulatory teams (including Instrument Reference Data). Responsible for providing operational services across the Global Markets and Corporate Investment Banking (CIB) clients globally, which enable client business, regulatory and tax compliance, protect against client lifecycle risk and drive-up data standards within the firm. The ORDS function is focused on driving compliance within operation, which has a significant impact on how we perform on-boarding and KYC of our customers, maintenance of client accounts and downstream operations.

Your skills and experience

• Ensure processes are performed as per defined Key Operating Procedures
• Escalate unusual activity (e.g., high value payments or breaks)
• Be aware of risks attached to the processes and escalation of potential risks to supervisors.
• Contribute to intra and end of day monitoring of process checkpoints (to Investigate and provide guidance on issues experienced by the team members)
• Establish good level of understanding of connectivity from a process and system perspective.
• Communicate with the stakeholders to share any process specific updates or to elevate any issues.
• Identify and use Key Risk Indicators (measurable characteristics of a business process) and coordinate appropriate and regular management reporting.
• Research, recommend and implement process improvements where appropriate e.g., following.
• Market practice developments, errors or in the case of inefficient or volume sensitive processes.
• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

2027 Graduates – B Com / BBA with 7 CGPA and above in graduation (till date) with no active backlogs

Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.