Manager- Finance

JK Tyre & Industries Ltd.; Delhi; On-site; INR 1,500,000 - 3,500,000; Full time

Job summary

JK Tyre & Industries Ltd. is seeking a seasoned treasury professional to manage the company’s banking and treasury functions from its Delhi operations.

The role focuses on securing adequate funding, optimizing working capital, and maintaining strong lender relationships. The incumbent will lead debt portfolio management, fund-raising activities, and loan documentation while ensuring compliance with banking covenants and reporting requirements.

Qualifications

• CA/MBA/CFA preferred for treasury leadership.
• Treasury management, banking operations, and working capital skills required.
• Proficiency in CMA/financial modeling, loan documentation, and cash forecasting.

Responsibilities

• Manage banking and treasury functions to ensure adequate funding.
• Establish and maintain lender relationships and negotiate financing terms.
• Oversee debt portfolio, working capital facilities, and fund raising documentation.
• Ensure compliance with loan covenants and lender reporting.
• Coordinate with banks and internal teams for financing transactions.
• Prepare MIS, debt reports, and treasury analytics for senior management.

Skills

Treasury management

Banking operations

Working capital management

Fund raising

Loan documentation

Financial analysis

MIS reporting

Negotiation with banks

Relationship management

Regulatory compliance

Excel / PowerPoint

SAP / ERP systems

Education

CA

MBA (Finance)

CFA (preferred)

Tools

SAP/ERP Systems

Job description

To manage the Company's banking and treasury functions by ensuring adequate funding, optimizing working capital, maintaining strong lender relationships, negotiating financing arrangements, and minimizing finance costs while ensuring compliance with all banking and lending requirements.

• Establish and maintain strong relationships with banks, financial institutions, and other lending agencies.
• Manage the overall debt portfolio of the Company, including working capital and term loan facilities.
• Prepare CMA data, loan proposals, financial projections, and other documentation required for fund raising and renewal of banking facilities.
• Ensure timely compliance with loan covenants, sanction terms, and lender reporting requirements.
• Coordinate with banks to resolve operational, documentation, and transaction-related issues.
• Plan and manage working capital requirements to ensure smooth business operations and liquidity management.
• Develop and implement strategies to optimize borrowing structures and reduce the overall finance cost of the Company.
• Lead negotiations with banks and financial institutions for credit facilities, pricing, covenants, and other commercial terms.
• Coordinate with external agencies such as legal advisors, valuers, consultants, and trustees for financing transactions.
• Review, negotiate, and finalize term sheets, loan agreements, and other financing-related documents.
• Facilitate and manage channel financing programs for dealers, distributors, and vendors.
• Work closely with internal Finance, Accounts, Commercial, and Business teams to streamline banking and treasury operations.
• Prepare periodic MIS, debt reports, banking dashboards, and treasury analytics for senior management.

Key Performance Indicators (KPIs)

• Availability of adequate credit facilities and funding to meet business requirements.
• Effective management of working capital and liquidity ratios.
• Reduction in borrowing and finance costs through strategic banking initiatives.
• Timely completion of loan renewals, documentation, and lender compliance requirements.
• Successful negotiation of favorable financing terms and banking arrangements.
• Timely closure of banking issues and stakeholder queries.
• Accuracy and timeliness of treasury-related MIS and management reporting.
• Growth and effectiveness of channel financing programs.

Qualification

Chartered Accountant (CA) / MBA (Finance) / CFA preferred

• Treasury Management & Banking Operations
• Working Capital Management
• Fund Raising & Loan Documentation
• Financial Analysis, CMA Preparation & Cash Flow Forecasting
• Banking Negotiation & Relationship Management
• Regulatory & Lender Compliance
• Financial Modeling and MIS Reporting
• Knowledge of Loan Agreements, Term Sheets & Security Documentation
• Proficiency in MS Excel, PowerPoint, SAP/ERP Systems
• Honesty & Integrity
• Strategic Thinking
• Strong Negotiation Skills
• Analytical Mindset
• Relationship Management
• Problem Solving Ability
• Effective Communication & Stakeholder Management
• Attention to Detail
• Decision-Making Capability
• Ability to Work Under Pressure and Meet Deadlines