Manager - FCU

Kisetsu Saison Finance (India) Private Limited; Pune District; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Kisetsu Saison Finance (India) Private Limited is seeking a Manager for its Financial Crime Unit to lead a team responsible for detecting, investigating, and preventing financial crimes. You will oversee daily FCU operations, ensure regulatory compliance, and implement robust risk mitigation strategies to safeguard the organization.

The role requires a strong background in financial crime, AML/CTF, and supervisory experience, with the ability to guide investigations and prepare regulatory

Qualifications

• Bachelor's degree in Criminology, Finance, Business Administration, Law, or related field.
• 5+ years of experience in financial crime investigation, AML/CFT compliance, or fraud risk management, with at least 2 years in a supervisory role.
• CAMS or CFE certification preferred.
• Strong knowledge of local and international financial crime regulations and best practices.
• Excellent analytical, investigative, and report-writing skills.

Responsibilities

• Lead and manage the Financial Crime Unit, providing guidance, training, and performance evaluations.
• Oversee end-to-end investigation of suspicious financial activities with thorough documentation.
• Monitor transaction monitoring systems and file SARs/STRs to regulators.
• Develop and update AML/CTF and fraud prevention policies and procedures.
• Collaborate with Legal, Compliance, and Risk Management and external authorities during investigations.
• Conduct regular risk assessments and audit preparations for FCU control framework.
• Drive improvement of FCU detection tools and processes with new tech and methods.

Skills

Financial crime investigation

AML/CFT compliance

Leadership

Regulatory knowledge

Data analysis

SAR/STR reporting

Communication

Education

Bachelor's degree in Criminology/Finance/Law

CAMS or CFE certification

Tools

Transaction monitoring software

Job description

Job Summary

We are seeking a highly analytical and detail-oriented Manager for our Financial Crime Unit (FCU). In this role, you will lead a team of specialists dedicated to detecting, investigating, and preventing financial crimes, including money laundering, fraud, and terrorist financing. You will be responsible for overseeing daily FCU operations, ensuring compliance with global and local regulatory standards, and implementing robust risk mitigation strategies to protect the organization’s integrity and assets.

Job Responsibilities

• Lead and manage the Financial Crime Unit, providing guidance, training, and performance evaluations to team members.
• Oversee the end-to-end investigation of suspicious financial activities, ensuring thorough documentation and timely resolution.
• Monitor transaction monitoring systems, evaluate alerts, and ensure accurate and timely filing of Suspicious Activity Reports (SARs) / Suspicious Transaction Reports (STRs) to regulatory authorities.
• Develop, implement, and update anti-money laundering (AML), counter-terrorist financing (CTF), and fraud prevention policies and procedures.
• Collaborate with internal stakeholders, including Legal, Compliance, and Risk Management, as well as external law enforcement and regulatory bodies during investigations.
• Conduct regular risk assessments and audit preparations to ensure the effectiveness of the FCU control framework.
• Drive the continuous improvement of FCU detection tools, systems, and processes through the integration of new technologies and methodologies.

Job Qualifications

• Bachelor's degree in Criminology, Finance, Business Administration, Law, or a related field.
• A minimum of 5 years of experience in financial crime investigation, AML/CFT compliance, or fraud risk management, with at least 2 years in a supervisory or leadership role.
• Professional certification such as Certified Anti-Money Laundering Specialist (CAMS) or Certified Fraud Examiner (CFE) is highly preferred.
• Deep knowledge of local and international financial crime regulations, compliance frameworks, and industry best practices.
• Strong analytical, investigative, and problem-solving skills, with the ability to interpret complex financial data.
• Excellent communication and report-writing skills, with the ability to present findings clearly to senior management and external authorities.
• Proficiency in financial crime detection systems, transaction monitoring software, and data analysis tools.

Any Graduates At Credit Saison India

Any Graduates At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country. Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan's largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International's global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.