Executive - FCU

Kisetsu Saison Finance (India) Private Limited; Hyderabad; On-site; INR 600,000 - 900,000; Full time

Job summary

Credit Saison India seeks an Executive - FCU to join its risk management team. You will detect, prevent, and mitigate financial crimes while ensuring regulatory compliance and safeguarding assets through meticulous verification, risk assessment, and investigation.

You will investigate cases, compile reports for management and regulators, and work with compliance, legal, and operations to strengthen fraud controls and adapt to evolving regulations in banking and fintech sectors.

Qualifications

• Bachelor's degree in Finance, Accounting, Criminology, Business Administration, or related field.
• 1–3 years of experience in fraud control, risk management, financial crime investigation, or compliance in financial sectors.
• Knowledge of AML/KYC guidelines and fraud prevention techniques.
• Proficiency in data analysis tools and fraud detection software.

Responsibilities

• Monitor transactions, profiles, and applications to identify fraud indicators.
• Conduct background verifications and due diligence on high-risk entities.
• Investigate suspected fraud cases and prepare investigation reports for management/regulators.
• Collaborate with compliance, legal, and operations to strengthen controls.
• Stay updated on financial crime trends and regulatory requirements.

Skills

Strong analytical skills

Investigative skills

Attention to detail

Communication skills

Education

Bachelor's degree in Finance or related field

Tools

MS Excel

Fraud detection software

Data analysis tools

Job description

Job Summary

We are seeking a highly diligent and detail-oriented Executive - FCU (Financial Crime Unit / Fraud Control Unit) to join our risk management team. In this role, you will be responsible for detecting, preventing, and mitigating fraudulent activities and financial crimes. You will play a critical role in safeguarding the company’s financial integrity, ensuring regulatory compliance, and protecting our assets through meticulous verification, risk assessment, and investigation processes.

Job Responsibilities

• Monitor daily transactions, customer profiles, and applications to identify suspicious patterns, discrepancies, and potential fraud indicators.
• Conduct thorough background verifications, document checks, and due diligence on high-risk profiles or flagged entities.
• Investigate suspected fraud cases, gather supporting evidence, and prepare comprehensive investigation reports for management and regulatory authorities.
• Collaborate with internal teams, such as compliance, legal, and operations, to implement robust fraud control measures and mitigate identified risks.
• Stay updated on the latest financial crime trends, fraud typologies, and regulatory requirements to continuously improve existing detection mechanisms.
• Maintain accurate databases and documentation of all verified cases, investigations, and cleared alerts.

Job Qualifications

• Education: Bachelor's degree in Finance, Accounting, Criminology, Business Administration, or a related field.
• Experience: Minimum of 1-3 years of experience in fraud control, risk management, financial crime investigation, or compliance within the banking, financial services, or fintech sectors.
• Skills: Strong analytical and investigative skills with a keen eye for detail and pattern recognition.
• Knowledge: Familiarity with AML (Anti-Money Laundering), KYC (Know Your Customer) guidelines, and standard fraud prevention techniques.
• Tools: Proficiency in data analysis tools, MS Excel, and specialized fraud detection software.
• Communication: Excellent written and verbal communication skills, with the ability to compile clear, objective investigative reports.

About Credit Saison India

Any Graduates At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country.

Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India's huge gap for credit, especially with underserved and under penetrated segments of the population.

Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees.

Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.

Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan's largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.

Based in Singapore, Saison International's global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.