Manager, Collection Legal Operations

KreditBee; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Salaire compétitif avec incitations basées sur la performance

Opportunités de croissance professionnelle

Environnement de travail collaboratif

Job summary

KreditBee, une plateforme de prêt fintech de premier plan en Inde, recherche un professionnel juridique expérimenté pour diriger les opérations de recouvrement légal. Le candidat idéal gérera les processus de recouvrement en assurant la conformité et en développant des stratégies efficaces, dans un environnement collaboratif à forte composante technologique.

Qualifications

• 5+ ans d'expérience en opérations juridiques et recouvrements.
• Compréhension approfondie des processus d'arbitrage et du système judiciaire indien.
• Compétences en gestion de fournisseurs et négociation.

Responsibilities

• Gérer les opérations de recouvrement légal pour des portefeuilles garantis et non garantis.
• Coordonner l'attribution de cas aux avocats externes.
• Développer des stratégies de recouvrement juridiques efficaces.

Skills

Analyser

Négociation

Gestion des dossiers juridiques

Education

Bachelor en Droit (LLB)

Tools

Outils d'automatisation juridique

Job description

KreditBee is India’s largest fintech lending platform with a current monthly disbursement of over ₹2200 Crores. It has 70 Million+ downloads on Google Play Store and over 85 Lakh unique loan customers. It offers various financial services digitally including but not limited to Personal Loans, Business Loans, Loan against property (LAP), DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. The group entity has an in-house RBI registered NBFC, and is currently Series-D funded with marquee investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG and TPG-backed NewQuest, among others.

We are seeking a seasoned legal professional to lead the legal-collection operations for multiple secured and unsecured businesses in our portfolio. The ideal candidate will manage end-to-end legal collection processes, ensuring seamless recovery of overdue accounts through effective strategies, compliance with regulations, and cross-functional collaboration. This role will report into the Head of Collections, KreditBee.

Key Responsibilities:
1. Legal Warnings and Notices:
Oversee the generation of soft and hard dunning notices in bulk using predefined rules and templates.
Ensure timely and accurate dispatch of digital and physical legal notices to delinquent
customers.
2. Litigation and Arbitration Management:
Identify cases suitable for arbitration or actionable under Section 138 of the Negotiable
Instruments Act.
Coordinate bulk assignment of cases to external counsel, ensuring accurate documentation
and adherence to protocols.
3. Court Case Tracking and Automation:
Utilize technology to monitor legal case progress across multiple courts, focusing on updates such as next hearing dates, judgments, and order copies.
Implement automated systems to streamline case monitoring and reduce manual
intervention.
4. Vendor Management and Cost Control:
Manage vendor relationships with external legal counsel and service providers.
Implement appropriate billing structures and monitor spends to ensure cost-effective
operations.
5. Regulatory Compliance and Reporting:
Ensure all legal collection processes align with RBI guidelines and NBFC regulatory
frameworks.
Maintain strict adherence to legal standards for notice formats and dispatch timelines.
Generate detailed reports on legal collection status, case progress, and budget utilization for senior management.
6. Collection Strategy
Develop and implement robust legal collection strategies tailored for both secured and
unsecured portfolios.
Drive recovery efforts by analyzing and categorizing delinquent accounts, implementing
targeted corrective actions.
Work closely with sales, operations, and risk teams to align recovery efforts with broader
business objectives.

Qualifications and Experience:
Bachelor’s degree in Law (LLB)
5+ years of experience in legal operations, collections, or a similar role, preferably in the
financial services or NBFC sector.
Deep understanding of arbitration processes, Section 138 cases, and court systems in India.
Proficiency in legal automation tools and technologies, with experience managing large-scale operations.
Strong vendor management and negotiation skills.

Key Competencies:
Excellent analytical, organizational, and problem-solving skills.
High attention to detail and ability to manage high-volume portfolios.
Strong communication and stakeholder management abilities.
Proven ability to lead and implement process improvements.

What We Offer:
Opportunity to work with a leading NBFC in high impact role.
Competitive salary, performance-based incentives and professional growth opportunities.
A collaborative and technology-driven work environment.













Disclaimer:
This job description is intended to outline the general nature and key responsibilities of the position. It is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the role. The responsibilities and qualifications described may be subject to change, and other duties may be assigned as needed. Employment is at-will, meaning the employee or the employer may terminate the employment relationship at any time, with or without cause, and with or without notice.

Data Utilization Disclaimer:
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