Manager, Appraisal Review

Zillow Group Inc.; Bengaluru; On-site; INR 1,800,000 - 2,600,000; Full time

Job summary

Zillow Group is expanding its India-based Appraisal Review team and seeking an experienced Manager to lead specialists in timely, well-documented appraisal reviews. You will set operating rhythms, grow the team, and ensure sound collateral-risk decisions in a high-volume environment.

Qualified candidates will have 5+ years in U.S. mortgage appraisal review and 3+ years of leadership, with strong knowledge of UAD/Conventional/FHA guidelines and experience with Encompass or Reggora.

Qualifications

• 5+ years in U.S. residential mortgage appraisal review, collateral underwriting, or appraisal quality control.
• 3+ years of people leadership experience.
• Strong knowledge of residential appraisal concepts, property types, market analysis, and value reconciliation.
• Experience with Conventional and FHA collateral requirements; familiarity with VA, Jumbo, desk-review, appraisal-transfer, and ROV workflows preferred.

Responsibilities

• Lead, coach, and develop Appraisal Review Specialists; set quality and turnaround expectations.
• Own daily queue management, workload balancing, and prioritization against deadlines.
• Oversee workflows in Encompass, Reggora, and Appraisal Desk tools; ensure complete and well-documented reviews.
• Monitor quality, volume, aging, SLA adherence, rework, and escalation metrics; drive improvements.

Skills

Leadership

Analytical

Stakeholder mgmt

Communication

Coaching

Tools

Encompass

Reggora

Appraisal Desk tools

Job description

About the team

The Appraisal Review team performs structured review of residential appraisal reports to help protect collateral quality, support underwriting decisions, and keep loans moving efficiently. The team partners with the Appraisal Desk, Processing, Underwriting, and external appraisal partners across Conventional, FHA, and other applicable loan workflows. Zillow Group is a strategic, mission-driven organization focused on delivering exceptional experiences and measurable outcomes. Our work spans cross-functional partnership, scalable programs and operational excellence in support of Zillow’s mission. We bring deep experience working across diverse teams in a dynamic, high-growth environment, balancing strategic thinking with hands‑on execution to drive meaningful business impact. We are seeking an experienced professional to support our workforce expansion in India.

About the role

As Manager, Appraisal Review, you will lead a team of Appraisal Review Specialists responsible for timely, consistent, and well‑documented appraisal reviews. You will set the operating rhythm for queue prioritization, quality controls, escalations, and specialist development while ensuring the team operates within its defined authority and supports sound collateral‑risk decisions. This role has been categorized as an Office position. “Office” employees regularly work at the Zillow India office for approximately 80to100 percent of their time each month. Employees must live within a reasonable commuting distance of the office. Zillow has not defined a reasonable distance, and expects employees will use judgment in determining this for themselves and understand the implications re: time commitment and cost of daily commute.

What You’ll Do

• Lead, coach, and develop Appraisal Review Specialists; establish expectations for appraisal‑review quality, clarity of conditions, turnaround time, and professional judgment.
• Own daily queue management, workload balancing, coverage planning, and prioritization against closing dates and service‑level commitments.
• Oversee structured appraisal‑review workflows in Encompass, Reggora, and applicable Appraisal Desk tools; ensure reviews, conditions, and statuses are complete and accurately documented.
• Monitor performance across quality, volume, aging, SLA adherence, rework, and escalation metrics; use trends to improve individual and team performance.
• Provide guidance on complex appraisal issues, including property characteristics, comparable selection, market conditions, value support, revision requests, desk reviews, final inspections, and ROVs.
• Ensure appropriate routing and escalation to Underwriting for matters outside specialist authority, including required FHA second‑level sign‑off and material collateral‑risk concerns.
• Partner with the Appraisal Desk, Processing, Underwriting, Quality Control, and external partners to resolve appraisal issues and prevent closing delays.
• Run calibration, quality‑review, coaching, and training routines; maintain current SOPs, checklists, job aids, and escalation guidance.
• Drive root‑cause analysis of recurring defects, revision themes, and workflow bottlenecks; implement process or system enhancements to improve quality and efficiency.
• Ensure compliance with ZHL policies, agency and investor guidance, appraisal‑independence requirements, and borrower‑data privacy standards.

Who you are

• 5+ years of U.S. residential mortgage appraisal review, collateral underwriting, appraisal quality control, appraisal desk, or related mortgage‑operations experience, including 3+ years of people leadership experience.
• Strong command of residential appraisal concepts, property types, market analysis, comparable selection, adjustments, reconciliation of value, and appraisal‑report quality standards.
• Experience interpreting and applying Conventional and FHA collateral requirements; familiarity with VA, Jumbo, desk‑review, appraisal‑transfer, and ROV workflows is preferred.
• Demonstrated success managing teams to production, quality, defect, and turnaround‑time metrics in a high‑volume environment.
• Working knowledge of Encompass, Reggora, or comparable loan‑origination and appraisal‑workflow tools.
• Excellent analytical, written, verbal, coaching, and stakeholder‑management skills, with sound escalation judgment.
• Strong working knowledge of UAD 3.6 requirements, including the transition from legacy appraisal forms, bifurcation of the Form 1004D into the Restricted Appraisal Update Report and Completion Report, and updated UCDP data submission standards.

Get to know us

At Zillow, we’re reimagining how people move—through the real estate market and through their careers. As the most‑visited real estate platform in the U.S., we help people navigate buying, selling, financing and renting with greater ease and confidence. Whether you’re working in tech, sales, operations, or design, you’ll be part of a company reshaping an industry and helping more people make home a reality. Zillow is honored to be recognized among the best workplaces in the U.S. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2026, and included on TIME’s America’s Best Companies 2026 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow. No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career—forward, together.

Zillow Group is committed to fostering an inclusive, innovative environment and to providing equal employment opportunities. We comply with applicable laws that prohibit discrimination in employment and recruitment. If you have a disability or special need that requires accommodation during the recruitment process, please contact your recruiter directly. Qualified applicants will be considered for employment in accordance with applicable law.

At Zillow, flexibility isn’t a perk - it’s how we work. Cloud HQ is our distributed work model, built on trust, clear systems, and the belief that you can do great work from wherever you are. It’s not about where you work. It’s about moving forward - together.