Underwriting Support Specialist

Zillow Group Inc.; Bengaluru; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Zillow Group Inc. seeks an Underwriting Support Specialist to assist mortgage underwriting operations from its India-based team. The role involves reviewing loan-file information, validating documentation, and managing workflow activities to ensure timely and accurate processing in alignment with established policies and service levels.

The candidate will collaborate with U.S. underwriters and cross-functional mortgage operations teams, applying SOPs, checklists, and escalation paths to resolve

Qualifications

• You have 2+ years of experience in U.S. residential mortgage underwriting, quality control, loan processing, closing, post-closing, credit review, fraud review, or a related mortgage operations function.
• Familiarity with Encompass or comparable mortgage workflow and knowledge-management tools.
• You understand core residential mortgage loan documentation, systems, and workflows.

Responsibilities

• Review loan-file information and documentation for completeness, accuracy, consistency, and required follow-up.
• Validate data and manage assigned workflow activities.
• Escalate complex, high-risk, or time-sensitive issues to the Underwriter or manager as needed.
• Update systems and loan-file records to reflect work progress and outcomes.
• Collaborate with underwriting, processing, closing, quality control, and other mortgage operations teams to resolve issues.

Skills

Detail-oriented

Analytical thinking

Communication skills

Time management

Collaboration

Tools

Encompass

Google Workspace

Tableau

Highspot

Job description

About the team

As an Underwriting Support Specialist within Zillow Home Loans, you'll join a growing India-based mortgage operations team focused on delivering accurate, timely, and scalable support across the underwriting lifecycle. The team partners with U.S. Underwriters and cross-functional mortgage operations teams to complete defined review, documentation, validation, and workflow activities. As the business evolves, the team's scope may expand into additional underwriting-support functions that improve quality, reduce operational friction, and help loans progress efficiently. Zillow Group is a strategic, mission-driven organization focused on delivering exceptional experiences and measurable outcomes. Our work spans cross-functional partnership, scalable programs and operational excellence in support of Zillow's mission. We bring deep experience working across diverse teams in a dynamic, high-growth environment, balancing strategic thinking with hands-on execution to drive meaningful business impact. We are seeking an experienced professional to support our workforce expansion in India.

About the role

As an Underwriting Support Specialist, you will support mortgage underwriting operations by reviewing loan-file information, validating documentation and data, managing assigned workflow activities, and identifying items that require further action or escalation. You will apply established procedures and checklists, maintain clear and accurate documentation, and collaborate with partners to resolve issues within your assigned authority. You Will Get To Complete assigned underwriting-support reviews and operational activities in accordance with established policies, procedures, quality standards, and service-level expectations. Review loan-file documentation, system data, and supporting information for completeness, accuracy, consistency, and required follow-up. Resolve routine issues within assigned authority and promptly elevate complex, high-risk, out-of-policy, or time-sensitive matters to the appropriate Underwriter, manager, or functional partner. Update relevant systems, queues, trackers, and loan-file records to ensure work is accurately reflected and progresses through the applicable workflow. Manage work in assigned queues and prioritize tasks based on established service levels, loan urgency, customer commitments, and business priorities. Partner with Underwriting, Processing, Closing, Quality Control, Credit Specialists, and other mortgage operations teams to resolve issues and improve handoffs. Participate in quality reviews, coaching, calibration, and training; apply feedback to improve accuracy, consistency, judgment, and turnaround time. Surface recurring defects, process gaps, and opportunities to improve SOPs, checklists, tools, and operating controls. Adapt to evolving processes, systems, products, and work assignments as the Underwriting Support function grows. Maintain the confidentiality and privacy of borrower, customer, and employee information at all times. This role has been categorized as an Office position. "Office" employees regularly work at the Zillow India office for approximately 80 to 100 percent of their time each month. Employees must live within a reasonable commuting distance of the office. Zillow has not defined a reasonable distance, and expects employees will use judgment in determining this for themselves and understand the implications re: time commitment and cost of daily commute.

Who you are

You have 2+ years of experience in U.S. residential mortgage underwriting, quality control, loan processing, closing, post-closing, credit review, fraud review, or a related mortgage operations function. Familiarity with Encompass or comparable mortgage workflow and knowledge-management tools. You understand core residential mortgage loan documentation, systems, and workflows. You are detail-oriented and can identify inconsistencies, missing information, risk indicators, and issues that require escalation. You have strong analytical judgment and are comfortable applying SOPs, checklists, and defined escalation paths. You are organized, able to manage competing priorities, and successful in a high-volume, deadline-driven environment. You have strong written, and verbal communication skills. You collaborate effective with distributed teams across functions and time zones. You are proficient with Google Workspace or Microsoft Office, Tableau and Highspot are preferable. You are comfortable working in an office-based night-shift schedule aligned to U.S. business operations, as required.

Get to know us

At Zillow, we're reimagining how people move-through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help people navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you'll be part of a company reshaping an industry and helping more people make home a reality. Zillow is honored to be recognized among the best workplaces in the U.S. Zillow was named one of FORTUNE 100 Best Companies to Work For in 2026, and included on TIME's America’s Best Companies 2026 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow. No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career-forward, together. Zillow Group is committed to fostering an inclusive, innovative environment and to providing equal employment opportunities. We comply with applicable laws that prohibit discrimination in employment and recruitment. If you have a disability or special need that requires accommodation during the recruitment process, qualified applicants will be considered for employment in accordance with applicable law. At Zillow, flexibility isn’t a perk - it’s how we work. Cloud HQ is our distributed work model, built on trust, clear systems, and the belief that you can do great work from wherever you are. It’s not about where you work. It’s about moving forward - together.