Loan Origination - Associate

Testing Site - JPMC; Mumbai; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Testing Site - JPMC in Mumbai seeks a Loan Origination Associate to support the full lifecycle of bilateral and syndicated loans within the APAC Wholesale Lending Services Middle Office. You will collaborate with credit teams and cross-functional partners to ensure accurate, timely execution and robust controls, delivering high-quality lending solutions for clients.

The role emphasizes risk awareness, data quality, and process improvements, with opportunities to work on regional and global

Qualifications

• Bachelor degree required in a relevant field.
• Minimum 5 years in financial services, banking operations, or lending.
• Deep understanding of loan products and transaction management.
• Strong analytical and decision-making abilities with solution focus.
• Risk and control mindset with proactive issue escalation.
• Excellent communication and stakeholder relationship skills.
• Strong organizational skills and disciplined time management.
• Willingness to learn, adapt quickly, and take on new assignments.
• Ability to drive process improvements and controls.
• Proficiency with MS Word, Excel, PowerPoint, and Visio; able to learn new systems.

Responsibilities

• Drive the execution, servicing, and origination of bilateral and syndicated loan transactions with accurate, timely delivery across the lifecycle.
• Review credit proposals to confirm alignment with facility documentation and agreed terms.
• Build strong partnerships with credit and internal stakeholders to enable seamless deal execution.
• Maintain quality measures and data to meet client service standards.
• Monitor credit policy developments and elevate questions as needed.
• Review and interpret loan documentation to assess operational feasibility with strong analytical rigor.
• Uphold a robust control environment and follow best practices to prevent control breaches.
• Participate in team, regional, and global projects to drive efficiency and streamline processes.
• Support portfolio coverage and credit monitoring activities.

Skills

Financial services experience

Loan product knowledge

Analytical thinking

Risk & controls mindset

Communication skills

Organizational skills

Adaptability

Process improvement

MS Office

Education

Bachelor Degree

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Visio

Job description

Join our APAC Wholesale Lending Services Middle Office team and make your mark delivering end-to-end lending solutions for clients across Global Banking. Grow your career in a dynamic environment where you work closely with partners, enhance controls, and help drive meaningful process improvements.

As a Loan Origination Associate within the APAC Wholesale Lending Services Middle Office, you support the full loan lifecycle for bilateral and syndicated facilities, ensuring accuracy, compliance, and timely execution. You collaborate with credit and cross-functional partners to deliver high-quality lending solutions and exceptional client service. You review proposals and documentation, maintain robust controls, and contribute to continuous improvement across regional and global initiatives. You help monitor portfolio activity and credit policy developments to support prudent risk management and seamless client outcomes.

Job responsibilities

• Drive the execution, servicing, and origination of bilateral and syndicated loan transactions with accurate, timely delivery across the lifecycle.
• Review credit proposals to confirm alignment with facility documentation and agreed terms.
• Build strong partnerships with credit and internal stakeholders to enable seamless deal execution.
• Maintain quality measures and data to meet client service standards.
• Monitor credit policy developments and elevate questions as needed.
• Review and interpret loan documentation to assess operational feasibility with strong analytical rigor.
• Uphold a robust control environment and follow best practices to prevent control breaches.
• Participate in team, regional, and global projects to drive efficiency and streamline processes.
• Support portfolio coverage and credit monitoring activities.
  

Required qualifications, capabilities, and skills

• Bachelor Degree
• Minimum 5 years of experience in financial services, banking operations, or lending services
• Advanced understanding of loan products and transaction management
• Strong analytical thinking and decision-making skills with the ability to propose effective solutions
• Demonstrate a strong risk and control mindset by proactively identifying issues, assessing impact and root cause, and escalating promptly to the appropriate parties
• Excellent communication and relationship-building skills
• Deliver dependable, timely, accurate support through strong organization skills, sharp prioritization, and disciplined time management
• Adapt quickly to change with a strong willingness to learn and take on new assignments
• Drive efficiency and control improvements through process-focused initiatives
• Proficiency with Microsoft Word, Excel, PowerPoint, and Visio, and ability to learn new systems and technologies.

Preferred qualifications, capabilities, and skills

• Knowledge of the Loan IQ system or similar industry loan servicing and administration platforms
• Experience with facility documentation
• Advanced understanding of credit products