Lending Specialist

JPMorgan Chase & Co.; Mumbai; On-site; INR 500,000 - 700,000; Full time

Benefits offered by this job

Competitive salary

Growth opportunities

Supportive environment

Retirement plan

Job summary

JPMorgan Chase & Co. is seeking a Lending Analyst in Mumbai to join our lending team. You will review loan applications, assess creditworthiness, and ensure compliance with lending regulations while delivering exceptional client service.

You will maintain detailed records, communicate with clients about status and requirements, and collaborate with other teams to facilitate smooth loan processing, contributing to a professional, growth-oriented environment.

Qualifications

• Bachelor’s degree in finance, accounting, or a related field.
• 1-3 years of experience in lending or a related field.
• Strong understanding of credit analysis and lending principles.
• Excellent communication and customer service skills.
• Proficiency in MS Office Suite.
• Ability to work independently and as part of a team.

Responsibilities

• Review loan applications for completeness and accuracy.
• Assess applicant creditworthiness using various methods.
• Maintain detailed records of loan application status and interactions with clients.
• Ensure compliance with all lending regulations and internal policies.
• Communicate with clients regarding application status and requirements.
• Collaborate with other teams to facilitate loan processing.

Skills

Credit analysis

Lending principles

Communication

Customer service

Independent work

Team collaboration

Education

Bachelor’s degree in finance or accounting

Tools

MS Office Suite

Job description

What role you will play in team

You’ll be a key part of our lending team, working directly with clients to manage their loan applications and provide exceptional customer service.

What you will do

You will review applications, assess creditworthiness, and ensure compliance with lending regulations.

Key responsibilities

• Review and analyze loan applications for completeness and accuracy.
• Assess applicant creditworthiness using various methods.
• Maintain detailed records of loan application status and interactions with clients.
• Ensure compliance with all lending regulations and internal policies.
• Communicate with clients regarding application status and requirements.
• Collaborate with other teams to facilitate loan processing.

Required qualification and skills

• Bachelor’s degree in finance, accounting, or a related field.
• 1‑3 years of experience in lending or a related field.
• Strong understanding of credit analysis and lending principles.
• Excellent communication and customer service skills.
• Proficiency in MS Office Suite.
• Ability to work independently and as part of a team.

Benefits Included

• Competitive salary and comprehensive benefits.
• Opportunities for professional growth and development.
• Positive and supportive work environment.
• Retirement plan and paid time off.

A Day in the Life

A day might involve reviewing applications, contacting clients for missing information, analyzing financial statements, and ensuring compliance with all lending guidelines.