Legal Officer

Equitas Small Finance Bank Ltd.; Nashik District, Nagpur District, Akola District, Buldhana District; On-site; INR 700,000 - 1,200,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Legal Officer to manage loan recovery, property disputes, cheque bounce cases, and other legal matters from Mehkar, Maharashtra. You will coordinate with panel advocates, prepare affidavits, and track court proceedings to ensure timely updates.

The role requires LLB, Bar Council enrollment preferred, and knowledge of banking laws. Working at the Mehkar branch, you will support collections and internal stakeholders while ensuring regulatory compliance.

Qualifications

• BBachelor's degree in Law (LLB) mandatory.
• Enrollment with the Bar Council preferred.
• Additional certifications in legal compliance or banking laws are an advantage.

Responsibilities

• Handle and monitor legal cases related to loan recovery, property disputes, cheque bounce cases, and other legal matters.
• Coordinate with panel advocates, law firms, and legal consultants.
• Prepare and maintain legal documentation, notices, affidavits, and case records.
• Track court proceedings and ensure timely updates on all ongoing cases.
• Initiate legal action against default borrowers as per company policy.
• Issue demand notices, possession notices, and other legal communications.
• Support collections and recovery teams in resolving delinquent accounts.
• Monitor recovery progress from legal accounts and recommend suitable actions.
• Verify legal documents related to lending and recovery processes.
• Ensure compliance with applicable laws, regulatory requirements, and company policies.
• Review agreements, contracts, and legal documents to mitigate risks.
• Maintain accurate MIS and legal case databases.
• Liaise with courts, regulatory authorities, advocates, and government offices.
• Coordinate with branch, credit, collection, and operations teams for legal matters.
• Provide legal guidance to internal stakeholders when required.
• Prepare periodic reports on legal cases, recoveries, and litigation status.
• Maintain records of legal expenses, advocate fees, and case outcomes.
• Present case updates to management and recommend action plans.

Skills

Team Working

Customer Focus

Communication Skills

MBA

Education

LLB

Job description

• Inclusive Banking - SBL>West>Maharashtra>Nashik>Nagpur>Akola>Maharashtra>9163>Mehkar

Basic Section

External Title Legal Officer

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Inclusive Banking - SBL

Department Mortgages

Sub-Department Legal

Generic Role Legal Officer

External Title (Job Role) Legal Officer

Division Inclusive Banking - SBL

Zone West

State Maharashtra

Region Nashik

Area Nagpur

PT Location Maharashtra

Branch Code 9163

Branch Name Mehkar

Skills

Skill

Team Working Customer Focus Communication Skills

MBA

Working Language

Job Description

Legal Case Management

• Handle and monitor legal cases related to loan recovery, property disputes, cheque bounce cases, and other legal matters.
• Coordinate with panel advocates, law firms, and legal consultants.
• Prepare and maintain legal documentation, notices, affidavits, and case records.
• Track court proceedings and ensure timely updates on all ongoing cases.

Recovery & Collections Support

• Initiate legal action against default borrowers as per company policy.
• Issue demand notices, possession notices, and other legal communications.
• Support collections and recovery teams in resolving delinquent accounts.
• Monitor recovery progress from legal accounts and recommend suitable actions.

Documentation & Compliance

• Verify legal documents related to lending and recovery processes.
• Ensure compliance with applicable laws, regulatory requirements, and company policies.
• Review agreements, contracts, and legal documents to mitigate risks.
• Maintain accurate MIS and legal case databases.

Stakeholder Coordination

• Liaise with courts, regulatory authorities, advocates, and government offices.
• Coordinate with branch, credit, collection, and operations teams for legal matters.
• Provide legal guidance to internal stakeholders when required.

Reporting & MIS

• Prepare periodic reports on legal cases, recoveries, and litigation status.
• Maintain records of legal expenses, advocate fees, and case outcomes.
• Present case updates to management and recommend action plans.

Required Qualifications

• Bachelor's Degree in Law (LLB) (mandatory).
• Enrollment with the Bar Council preferred.
• Additional certifications in legal compliance or banking laws are an advantage.

Experience

• 2-6 years of experience in legal recovery, litigation, banking, NBFC, housing finance, or financial services.
• Experience in SARFAESI, Arbitration, DRT, Civil and Criminal proceedings preferred.

Key Skills

• Legal drafting and documentation
• Litigation management
• Recovery and collections knowledge
• Knowledge of banking and financial laws
• Negotiation and dispute resolution
• Analytical and problem-solving skills
• Communication and stakeholder management