Sr. Software Tester- Swift Payments

AQM Technologies; Mumbai; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

AQM Technologies in Mumbai is seeking a Lead Software Engineer – SWIFT Payments Testing to spearhead testing of international payment solutions.

You will lead end-to-end testing, validate SWIFT MT and ISO 20022 messages, mentor QA engineers, and coordinate with cross-functional teams to ensure timely, quality releases.

This role requires 5–15 years in banking/testing and strong expertise in SWIFT, cross-border payments, and test management tools.

Qualifications

• 7–15 years of software testing experience in Banking or FS.
• Strong expertise in SWIFT Payments, MT/MX formats, and international processing.
• Understanding of cross-border payments, settlements, reconciliation, and investigations.
• Knowledge of STLC, SDLC, defect management and test management tools.
• Excellent analytical, communication, and stakeholder management skills.
• Experience leading QA teams across multiple releases.

Responsibilities

• Lead end-to-end manual and functional testing of international payment applications.
• Validate SWIFT MT and ISO 20022 MX messages and cross-border payment workflows.
• Review business requirements and prepare test strategies, test scenarios, and test cases.
• Execute and lead SIT, UAT, Regression, Integration, and Production Validation testing.
• Ensure requirement traceability, test coverage, and compliance with SWIFT and ISO 20022 standards.
• Manage defects using JIRA, HP ALM/QC, Azure DevOps.
• Collaborate with Business Analysts, Developers, Product Owners, and Operations teams to resolve issues and support successful releases.
• Mentor junior QA engineers and drive continuous improvements in testing processes and quality standards.

Skills

SWIFT Payments Testing

MT/MX message formats

Cross-border payments

Test management tools

Leadership & mentoring

Tools

JIRA

HP ALM/QC

Azure DevOps

Job description

Lead Software Engineer – SWIFT Payments Testing

Work Mode: Work from Office

Experience: 5–15 Years

About AQM Technologies

AQM Technologies is a leading IT services and software testing company specializing in the Banking, Financial Services, and Insurance (BFSI) sector. Since 2000, we have partnered with leading financial institutions to deliver high-quality digital, functional, automation, performance, and security testing solutions.

Role Overview

We are looking for an experienced Lead Software Engineer – SWIFT Payments Testing with strong expertise in international payments and SWIFT messaging. The ideal candidate will lead testing activities, collaborate with cross-functional teams, mentor QA engineers, and ensure the successful delivery of high-quality payment solutions.

Key Responsibilities

• Lead end-to‑end manual and functional testing of international payment applications.
• Validate SWIFT MT and ISO 20022 MX messages and end-to‑end payment workflows, including cross-border payments, remittances, settlements, and reconciliation.
• Review business requirements and prepare test strategies, test scenarios, and test cases.
• Execute and lead SIT, UAT, Regression, Integration, and Production Validation testing.
• Ensure requirement traceability, test coverage, and compliance with SWIFT and ISO 20022 standards.
• Manage defects using JIRA, HP ALM/QC, Azure DevOps, or similar tools.
• Collaborate with Business Analysts, Developers, Product Owners, and Operations teams to resolve issues and support successful releases.
• Mentor junior QA engineers and drive continuous improvements in testing processes and quality standards.

Required Skills & Qualifications

• 7–15 years of software testing experience in Banking or Financial Services.
• Strong expertise in SWIFT Payments, MT/MX message formats, and international payment processing.
• Good understanding of cross-border payments, correspondent banking, settlement lifecycle, reconciliation, payment investigations, and compliance validation.
• Strong knowledge of STLC, SDLC, defect management, and test management tools such as JIRA, HP ALM/QC, or Azure DevOps.
• Excellent analytical, problem-solving, communication, and stakeholder management skills.
• Experience leading QA teams or coordinating testing activities across multiple releases.

Preferred Qualifications

• Experience with SWIFT gateways, payment hubs, or core banking platforms.
• Exposure to ISO 20022 migration programs and global payment systems such as SEPA, RTGS, CHAPS, or ACH.
• Experience working in Agile/Scrum environments.
• Banking or Payments domain certifications are an added advantage.