Lead Consultant – Retail Banking Digital & Mobile Solutions

Mogi I/O : OTT/Podcast/Short Video Apps for you; India; Hybrid; INR 2,200,000 - 2,700,000; Full time

Job summary

A leading financial solutions provider is seeking a Senior Consultant for Retail Banking Digital & Mobile Solutions. This role requires 7-12 years of experience focusing on digital transformation projects for global banks. Key responsibilities include leading business analysis initiatives, managing project deliveries, and collaborating with stakeholders. Ideal candidates will have a strong background in retail banking, proficient in BRD/FRD preparation and stakeholder management. The position offers a hybrid work model based in Pune or Bengaluru.

Qualifications

• 7-12 years of experience in retail banking, focusing on digital/mobile solutions.
• Proven track record in business analysis and functional consultancy in the banking sector.
• Strong analytical and documentation skills.

Responsibilities

• Lead business analysis for digital banking initiatives.
• Manage project delivery from planning to execution.
• Coordinate with internal stakeholders to ensure solution delivery.

Skills

Retail Banking domain experience

Business Analyst / Functional Consultant experience

Customer onboarding management

Digital transformation project delivery

Stakeholder management

Excellent communication skills

Job description

Overview

Lead Consultant – Retail Banking Digital & Mobile Solutions

Location: Pune / Bengaluru (5 days, Hybrid as per business needs; travel to client location as required)
Work Type: Permanent, Full-Time
Experience Required: 7 – 12 Years
Compensation: INR 22,00,000 – 27,00,000 per annum

Job Overview

The Senior Consultant – Retail Banking Business Analyst (Digital/Mobile) will act as a core banking domain functional consultant for global retail banks, focusing on digital, online, and mobile banking initiatives. The role involves end‑to‑end business analysis: capturing As‑Is and To‑Be processes, drafting BRD/FRD, managing user stories and defects, and ensuring successful delivery of digital transformation projects across channels like customer onboarding, internet banking, and mobile apps.

Responsibilities

• Work as a Business Analyst/Functional Consultant in retail banking for global banks, primarily on digital/mobile/online banking initiatives.
• Capture As‑Is processes, identify gaps, and define To‑Be solutions; prepare BRD, FRD, functional specs, and functional test cases.
• Drive end‑to‑end project delivery: planning, requirements elicitation, confirming elicitation results, solution evaluation, and strategy analysis.
• Manage backlog, user stories, use cases, and support full testing lifecycle and defect management.
• Coordinate with multiple vendor and internal stakeholders to ensure infrastructure, development, and solution delivery stay within scope.
• Support implementation by creating execution plans, handling scope creep, and resolving functional/technical issues with stakeholders.
• Work closely with global business and IT teams, ensuring alignment of solutions to retail banking business goals and regulatory expectations.

Must‑Have Skills & Profile

• Strong Retail Banking domain experience with Global Banking exposure (mandatory).
• Proven experience as a Business Analyst / Functional Consultant in core and digital retail banking.
• Customer onboarding, online banking, mobile banking journeys.
• Digital transformation projects in retail banking.
• BRD/FRD, functional specifications, and test case design.
• Backlog management, user stories, use cases, and defect management.
• Solid understanding of end‑to‑end project delivery in banking (requirements → testing → go‑live).
• Strong stakeholder management across vendors and internal teams.
• Excellent communication, documentation, and analytical skills.

Additional Information

5‑day Hybrid working model, depending on business needs.

Candidates must be open to travel to client locations when required.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Sales and Business Development

Industries

• Software Development