Lead Analyst Corporate Credit Analysis

ANZ; Bengaluru; Hybrid; INR 1,500,000 - 2,100,000; Full time

Benefits offered by this job

Hybrid work option

Health & wellbeing services

Flexible working options

Job summary

ANZ in Bengaluru is seeking an Institutional Lead Research & Analysis Analyst to support Corporate Banking across Australia. You will conduct credit and financial analysis, prepare credit papers, and contribute to risk grading and portfolio monitoring. The role offers permanent, hybrid work and exposure to end-to-end credit lifecycle.

Applicants should have 3–6 years in credit analysis or related, CA/MBA/Finance masters, strong communication, and stakeholder management skills.

Qualifications

• 3–6 years in Credit Analysis or related research roles.
• Strong credit analysis fundamentals and financial statement skills.
• Sound business and commercial acumen.
• Excellent report writing and analytical skills.
• Strong stakeholder management and communication skills.
• Ability to build relationships and influence decisions.
• CA/MBA Finance or Masters in Economics/Finance is preferred.

Responsibilities

• Conduct research and analysis for corporate banking clients.
• Assess risks related to clients' capital structures and performance.
• Prepare high-quality credit papers with detailed financial analysis.
• Support risk grading and risk event management activities.
• Liaise with Relationship Managers and Credit teams on risk matters.
• Manage and monitor portfolios following governance processes.
• Support deal documentation and ongoing portfolio management.
• Identify customer opportunities while maintaining risk controls.

Skills

Credit Analysis

Financial Analysis

Report Writing

Stakeholder Management

Communication

Relationship Building

Education

CA or MBA Finance

Job description

About Us

At ANZ, were shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

This role sits within the Corporate Research & Analysis (R&A) Team, supporting Corporate Banking across Australia. The team works closely with a diverse portfolio of large Mid-Market Enterprise (MME) clients across multiple industry sectors and is responsible for the end-to-end management of client credit portfolios.

The R&A Analyst will be responsible for managing an assigned portfolio through ongoing business and financial analysis, preparing industry sector reviews and credit memoranda, and supporting informed credit decision-making within acceptable risk parameters. The role provides exposure to the full relationship credit management lifecycle, including credit writing, risk grading, risk analysis, credit approval support, documentation, and portfolio monitoring.

Role Type: permanent
Role Location: Bangalore

What will your day look like?

As an Institutional Lead Research & Analysis Analyst, your accountabilities include:

• Conduct research and analysis for corporate banking clients.
• Assess and manage risks relating to clients capital structures, management teams, and financial performance.
• Prepare high-quality credit papers, including detailed financial analysis and industry research.
• Support risk grading and risk event management activities.
• Liaise with Relationship Managers and Credit teams on risk and financial performance matters.
• Manage and monitor portfolios in line with agreed governance processes and controls.
• Support deal documentation and ongoing portfolio management activities.
• Identify customer opportunities while maintaining sound risk management practices.

What will you bring?

To be successful in this role, you will ideally bring the following ;

• 3 to 6 years of experience in Credit Analysis, Corporate Banking, Financial Analysis, or related research roles.
• Strong credit analysis fundamentals and financial statement analysis skills.
• Sound business and commercial acumen.
• Excellent report writing and analytical skills.
• Strong stakeholder management and communication skills.
• Ability to build effective relationships and influence decisions.
• Chartered Accountant (CA), MBA (Finance) from a premier institution, or Masters degree in Economics, Finance, or a related discipline.

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the banks largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the banks strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. Were proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong.

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

To find out more about working at ANZ visit https://www.anz.com/careers/.

Job Posting End Date

04/09/2026, 11.59pm, (Melbourne Australia)