Kyc Specialist

Mumbai Rozgaar; Ahmedabad District; On-site; INR 400,000 - 700,000; Full time

Job summary

Mumbai Rozgaar is seeking a diligent KYC Analyst to manage end-to-end KYC processes for customers in India. You will collect and validate documents, perform CDD/EDD, verify identities, and conduct sanctions and watchlist screening in line with AML policies.

The role requires sharp attention to detail, ability to identify red flags, and collaboration with Compliance and Risk teams to resolve queries and ensure timely KYC remediation.

Qualifications

• Experience handling KYC/AML/CDD/EDD processes.
• Ability to collect, review and validate KYC documents.
• Knowledge of CDD/EDD frameworks and risk classification.

Responsibilities

• Manage the end-to-end KYC process for new and existing customers.
• Collect, review and validate KYC documents such as PAN, Aadhaar, passport, address proof, incorporation documents.
• Perform CDD and EDD based on customer risk classification.
• Conduct Customer Identification and Verification as per KYC/AML policies.
• Verify customer information through internal systems and approved external databases.
• Perform PEP, Sanctions, Watchlist and Adverse Media screening.
• Identify discrepancies, missing information and potential red flags.
• Raise and track KYC queries with stakeholders.
• Ensure timely resolution of KYC exceptions and maintain documentation.
• Perform KYC remediation and periodic reviews of existing customers.
• Conduct ongoing monitoring and escalation as per policy.
• Maintain accurate KYC records and ensure updates in systems.
• Ensure compliance with internal KYC/AML policies and regulatory requirements.
• Maintain audit trails and support audits.

Skills

KYC process management

KYC document review

CDD & EDD

Customer identification

Sanctions & watchlist screening

UBO identification

Regulatory compliance

Audit & reporting

Job description

• Manage the end-to-end KYC process for new and existing customers.
• Collect, review and validate KYC documents such as PAN, Aadhaar, passport, address proof, incorporation documents and other supporting documents.
• Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) based on customer risk classification.
• Conduct Customer Identification and Verification as per applicable KYC and AML policies.
• Verify customer information through internal systems and approved external databases.
• Perform PEP (Politically Exposed Person), Sanctions, Watchlist and Adverse Media screening.
• Conduct UBO (Ultimate Beneficial Owner) identification and verification for corporate and institutional customers.
• Review ownership structures, source of funds and source of wealth wherever applicable.
• Identify discrepancies, missing information, document deficiencies and potential red flags.
• Raise and track KYC queries with customers, relationship managers and internal stakeholders.
• Ensure timely resolution of KYC exceptions and maintain proper documentation.
• Perform KYC remediation and periodic reviews of existing customers.
• Conduct ongoing monitoring and escal...
• Maintain accurate KYC records and ensure all customer information is updated in the relevant systems.
• Ensure compliance with internal KYC, AML, CDD and EDD policies and applicable regulatory requirements.
• Maintain proper audit trails and support internal and external audits.
• Prepare KYC-related reports, MIS and daily/weekly/monthly productivity reports.
• Meet defined TAT, productivity and quality targets.
• Coordinate with Compliance, Risk, Operations, Sales/Relationship Managers and other stakeholders.
• Escalate high-risk customers and complex cases according to the organization's escalation matrix.
• Ensure confidentiality and secure handling of sensitive customer information.
• Support periodic KYC refresh, account review and customer risk-rating activities.
• Identify process gaps and suggest improvements to improve KYC quality, TAT and compliance.Role & responsibilities

Preferred candidate profile

Male is Preferred