KYC Operations Anlayst

Citi; Mumbai; On-site; INR 450,000 - 650,000; Full time

Job summary

Citi in Mumbai is seeking an entry-level KYC Operations Analyst to participate in AML monitoring, governance, oversight and regulatory reporting in coordination with the Compliance and Control team. The role supports Citi's internal KYC program by creating KYC records, validating information from multiple sources, and escalating issues as needed.

You will work with relationship managers and control teams to ensure timely completion, accurate data, and adherence to global standards and regulatory

Qualifications

• Bachelor's degree or equivalent required.
• ACAMS certification is an advantage.
• 1–3 years' experience in banking, finance, or law.

Responsibilities

• Create the KYC Record in the KYC system from internal/external sources by deadline.
• Interact with relationship management and compliance to update records.
• Review information from firm and regulatory sources (website, Dun & Bradstreet, etc.).
• Validate KYC data and CIP documents for completeness and accuracy.
• Ensure KYC records meet local regulatory requirements and internal policies.
• Maintain KYC workflow tool and reflect accurate status.
• Report workflow progress to supervisor.
• Monitor operational metrics for management reporting.
• Escalate high-risk cases to RM/PAM/AML Compliance.
• Assist in departmental projects as required.

Skills

KYC

AML

Regulatory knowledge

Risk management

Communication

Documentation

Stakeholder management

Education

Bachelor's degree

ACAMS certification (advantage)

Job description

• Manage upward communication – Huddle updates, escalations, issues/ concerns etc.
• Previous relevant experience preferred

The KYC Operations Analyst 1 is an entry-level position responsible for participating in Anti-Money Laundering (AML) monitoring, governance, oversight and regulatory reporting activities in coordination with the Compliance and Control team. The overall objective of this role is to assist in the development and management of a dedicated internal KYC (Know Your Client) program at Citi.

Key Responsibilities

• Create the KYC Record in the KYC system sourcing information from internal and external sources by the agreed deadline
• Proactively interact with relationship management teams and compliance to update system with information until final approval of KYC Record
• Review information from internal and external sources for company news (Firm website, Regulatory websites, Company website, Dun & Bradstreet, Google etc.)
• Validate the information within the KYC Record and CIP document to ensure completeness and accurate (Company/Entity Formation documents, Ownership, Management, etc.)
• Complete KYC Record incorporating local regulatory requirements / Global BSU Standards and policies
• Take responsibility for KYC Record and associated documentation completion from initiation to approval
• Maintain BSU tool current and be able to demonstrate work carried out
• Report workflow progress to supervisor
• Ensure KYC workflow tool is kept up to date, ensuring all mandatory fields, status and commentary reflect an accurate representation of the status at all times
• Meet agreed daily targets for KYC Record review and completion within agreed Service Level Agreement timeframes
• Update workflow database regularly throughout the day
• Highlight any discrepancies to Senior Case Managers, Control Team and Section Managers
• Escalate any negative news and high-risk cases to RM/PAM/AML Compliance department
• Assist in departmental projects as required

Communication / Reporting

• Manage upward communication – Huddle updates, escalations, issues/ concerns etc.
• Track and report time log (CMs and Case Researcher) daily
• Monitor operational metrics required for management level reporting

Knowledge/Experience

• 1 – 3 years’ experience in banking, finance, or law
• Experience in control/risk or Compliance (AML/KYC) function (an advantage)
• Knowledge of European Union regulatory KYC/AML requirements
• Flexible enough to work as per Business timings.
• Previous relevant experience preferred

Education

• Bachelor's degree/University degree or equivalent experience
• ACAMS certified (an advantage.

Job Family Group

Operations - Services

Job Family

Business KYC

Time Type

Full time

Most Relevant Skills

Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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